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Simulado Atuaria 1 – o que é Atuária ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________ 2 – Quais as Técnicas Atuariais? ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ 3 – Quais as características do Profissional Atuário ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ 4– Quais as áreas de Atuação? ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ 5– Quais as Entidades Reguladoras? ________________________________________________________________________________________________________________________________________________________________________________ 6– Quais as variáveis Atuariais? ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ 7– Qual o Conceito dos Cálculos Atuariais? ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ 8– Quais os tipos de Equilíbrios Objetivados ? ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ 9– o que é o valor Presente Atuarial? ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ 10– o que é Reserva Matemática? ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ 11– Quais são os aspectos Legais ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ 12– A taxa bruta de mortalidade é obtida... ________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ 13– A taxa bruta de natalidade é obtida.... ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ 14– A probabilidade de sobrevivência é calculada.... ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________ 15– o que é Déficit atuarial.... ________________________________________________________________________________________________________________________________________________________________________________ 16– Quais as variáveis Atuariais.... ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________ 17– O que O equilíbrio financeiro.... ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ 18– O que O equilíbrio atuarial.... ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ Além do equilíbrio no exercício financeiro, o regime próprio deve ter um plano de custeio que garanta os recursos necessários para o pagamento das despesas projetadas para os exercícios posteriores previstos no cálculo atuarial. 19– Qual o conceito de Seguros? ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________ 20– Qual o conceito de prêmio de seguros? ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________ 21– O que é valor do Carregamento? ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________ 22– O que é fator Financeiro? ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________ 23– O que é o parecer do Atuário? E o Objetivo? ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________ 24– Para existir o trabalho atuarial.... ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________ 25 - Qual a relação entre o trabalho do atuário e o risco no contexto das empresas de seguro e fundos de previdência? Qual a relação entre o trabalho do atuário e o risco no contexto das empresas no mercado financeiro? 26– Qual o Conceito de Risco puro ou estático.... ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________ 27– Exemplo de Risco puro ou estático.... ________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________ ________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________ 26– Qual o Conceito de Risco especulativo ou dinâmico:.... ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________ 27– Exemplo de Risco especulativo ou dinâmico.... ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________ 28 - A Previdência Social é... ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________ 29- Atuaria e Previdência Social é... ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________ 30- o que Significa NAP ________________________________________________________________________________________________________________________________________________________________________________ _______________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ _______________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ 31- O sistema de previdência aberta é... ________________________________________________________________________________________________________________________________________________________________________________ _______________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ _______________________________________________________________________________________________________________________________________________________________________________ 32 - Os planos de Previdência Fechados são... ________________________________________________________________________________________________________________________________________________________________________________ _______________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ _______________________________________________________________________________________________________________________________________________________________________________ 32 – o que é Auditoria atuarial ________________________________________________________________________________________________________________________________________________________________________________ _______________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________ _______________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________________________________________________ _______________________________________________________________________________________________________________________________________________________________________________ 33 – Qual o órgão regulamentador à técnica Atuarial? ________________________________________________________________________________________________________________________________________________________________________________ _______________________________________________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________
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