13 pág.

# SEMI Matematica Financeira 01

DisciplinaMatemática Financeira57.328 materiais1.487.818 seguidores
Pré-visualização3 páginas
```)9\ufffd \ufffd39\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffdL\ufffdn
1 L L Ei L G 0 i L )L L O L O L
FINALIZANDO
\ufffd\ufffd
*,0(1(6\ufffd\ufffd&ULVWLDQR\ufffd0\ufffd Matemática Financeira com HP 12C e Excel\ufffd\ufffd8PD\ufffd\$ERUGDJHP\ufffd'HVFRPSOLFDGD\ufffd\ufffd6mR\ufffd3DXOR\ufffd\ufffd3HDUVRQ\ufffd\ufffd\ufffd
3UHQWLFH\ufffd+DOO\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd3/7\ufffd\ufffd\ufffd3URJUDPD\ufffdGR\ufffd/LYUR\ufffd7H[WR\ufffd
REFERÊNCIAS
&DSLWDO\ufffd\ufffdSRGH\ufffdWDPEpP\ufffdVHU\ufffdFKDPDGR\ufffdGH\ufffdYDORU\ufffdSUHVHQWH\ufffd\ufffdSULQFLSDO\ufffdRX\ufffdFDSLWDO\ufffd\ufffd5HSUHVHQWD\ufffdR\ufffdYDORU\ufffdPRQHWiULR\ufffd\ufffdGLQKHLUR\ufffd\ufffdQR\ufffd
SHUtRGR\ufffdLJXDO\ufffdj\ufffd]HUR\ufffd\ufffd
0RQWDQWH\ufffd\ufffd0\ufffd\ufffd\ufffdSRGH\ufffdWDPEpP\ufffdVHU\ufffdFKDPDGR\ufffdGH\ufffdYDORU\ufffdIXWXUR\ufffd\ufffd)9\ufffd\ufffd\ufffde\ufffdR\ufffdYDORU\ufffdSUHVHQWH\ufffdPDLV\ufffdRV\ufffdMXURV\ufffd\ufffd)9 \ufffd39\ufffd\ufffd-\ufffd\ufffd
7HUPLQRORJLD\ufffd\ufffdp\ufffdD\ufffdUHSUHVHQWDomR\ufffdGRV\ufffdFRPSRQHQWHV\ufffdGDV\ufffdRSHUDo}HV\ufffd\ufffdVHMD\ufffdQRV\ufffdMXURV\ufffdVLPSOHV\ufffd\ufffdVHMD\ufffdQRV\ufffdMXURV\ufffdFRPSRVWRV\ufffd\ufffd
\ufffd*,0(1(6\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffdS\ufffd\ufffd\ufffd\ufffd\ufffd
'LDJUDPD\ufffdGDV\ufffdRSHUDo}HV\ufffd)LQDQFHLUDV\ufffd\ufffdSRGHP\ufffdVHU\ufffdFKDPDGDV\ufffdGH\ufffdÀ\ufffdX[R\ufffdGH\ufffdFDL[D\ufffd\ufffdWUDWD\ufffdVH\ufffdGD\ufffdUHSUHVHQWDomR\ufffdJUi¿\ufffdFD\ufffdGDV\ufffd
RSHUDo}HV\ufffdUHDOL]DGDV\ufffd\ufffd(QWUDGD\ufffdRX\ufffdVDtGD\ufffdGH\ufffdGLQKHLUR\ufffdHP\ufffdXP\ufffdGHWHUPLQDGR\ufffdWHPSR\ufffd
7D[D\ufffdXQLWiULD\ufffd\ufffdUHSUHVHQWDomR\ufffdQD\ufffdIRUPD\ufffdFHQWHVLPDO\ufffdGRV\ufffdYDORUHV\ufffdSHUFHQWXDLV\ufffd\ufffd([HPSOR\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffdIRUPD\ufffdSHUFHQWXDO\ufffd\ufffd \ufffd\ufffd\ufffd\ufffd\ufffd
\ufffdWD[D\ufffdXQLWiULD\ufffd\ufffd\ufffd\$\ufffdRSHUDomR\ufffdUHDOL]DGD\ufffdIRL\ufffdTXLQ]H\ufffdGLYLGR\ufffdSRU\ufffdFHP\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd \ufffd\ufffd\ufffd\ufffd\ufffd\ufffd
3UHQWLFH\ufffd+DOO\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd3/7\ufffd \ufffd3URJUDPD\ufffdGR\ufffd/LYUR 7H[WR\ufffd
& LW O G W Ep K G G O W L L O LW O 5 W O Wi L \ufffdGL K L \ufffd
GLOSSÁRIO
\ufffd\ufffd
GABARITO
4XHVWmR\ufffd\ufffd
5HVSRVWD\ufffd &DOFXOH\ufffdR\ufffdYDORU\ufffdGH\ufffd[\ufffd
D\ufffd\ufffd\ufffd[\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd \ufffd\ufffd
\ufffd[\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd \ufffd\ufffd
\ufffd[\ufffd \ufffd\ufffd\ufffd\ufffd
[\ufffd \ufffd\ufffd\ufffd\ufffd\ufffd\ufffd
[\ufffd \ufffd\ufffd\ufffd
E\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd \ufffd\ufffd\ufffd[\ufffd\ufffdHIHWXDU\ufffdSULPHLUR\ufffdD\ufffdPXOWLSOLFDomR\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd \ufffd\ufffd\ufffd
\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd \ufffd\ufffd[
\ufffd\ufffd \ufffd\ufffd[
[\ufffd \ufffd\ufffd\ufffd\ufffd\ufffd\ufffd
[\ufffd \ufffd\ufffd
F\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd \ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd[\ufffd
([LVWHP\ufffdGXDV\ufffdPDQHLUDV\ufffdSDUD\ufffdUHVROYHU\ufffdHVWD\ufffdHTXDomR\ufffd
0pWRGR\ufffd\ufffd\ufffd
\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd \ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd[
\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd \ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd[
\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd \ufffd\ufffd\ufffd\ufffd\ufffd[
\ufffd\ufffd
\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd \ufffd\ufffd\ufffd\ufffd\ufffd[
[\ufffd \ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd
[\ufffd \ufffd\ufffd\ufffd\ufffd\ufffd\ufffd
0pWRGR\ufffd\ufffd\ufffd
\ufffd\ufffd\ufffd\ufffd \ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd[\ufffd\ufffd \ufffdHIHWXDU\ufffdD\ufffdGLVWULEXWLYD\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffdH\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd[\ufffd
\ufffd\ufffd\ufffd\ufffd \ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd[\ufffd
\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd \ufffd\ufffd[
\ufffd\ufffd\ufffd\ufffd \ufffd\ufffd[
[\ufffd \ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd
[\ufffd \ufffd\ufffd\ufffd\ufffd\ufffd\ufffd
4XHVWmR\ufffd\ufffd
5HVSRVWD\ufffd \$OWHUQDWLYD\ufffd%\ufffd
4XDO\ufffd R\ufffdPRQWDQWH\ufffd GH\ufffd XPD\ufffd DSOLFDomR\ufffd TXH\ufffd UHQGH\ufffd MXURV\ufffd VLPSOHV\ufffd GH\ufffd \ufffd\ufffd\ufffd\ufffd\ufffdDR\ufffdPrV\ufffd\ufffd VHQGR\ufffd TXH\ufffd R\ufffd FDSLWDO\ufffd DSOLFDGR\ufffd IRL\ufffd GH
5\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffdGXUDQWH\ufffd\ufffd\ufffd\ufffdPHVHV&quot;
'DGRV\ufffd
)9\ufffd &quot;
L\ufffd \ufffd\ufffd\ufffd\ufffd\ufffd\ufffdD\ufffdP\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd \ufffd\ufffd\ufffd\ufffd\ufffd
39\ufffd \ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd
Q \ufffd\ufffd\ufffd\ufffdPHVHV
\$QWHV\ufffdGH\ufffdFRORFDU\ufffdRV\ufffdGDGRV\ufffdQD\ufffdIyUPXOD\ufffd\ufffdGHYHPRV\ufffdYHUL¿\ufffdFDU\ufffdVH\ufffd³Q´\ufffdH\ufffdR\ufffd³L´\ufffdHVWmR\ufffdQR\ufffdPHVPR\ufffdSHUtRGR\ufffdGH\ufffdWHPSR\ufffd\ufffd1HVWH\ufffdFDVR
HVWmR\ufffdHP\ufffdPHVHV\ufffd SRUWDQWR\ufffdQmR\ufffdVHUi\ufffdQHFHVViULR\ufffdHIHWXDU\ufffdDMXVWHV\ufffd
\ufffd\ufffd
)yUPXOD\ufffdGRV\ufffdMXURV\ufffdVLPSOHV\ufffd
)9\ufffd \ufffd39\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffdQ\ufffd\ufffd\ufffdL\ufffd\ufffd
)9\ufffd \ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd
\ufffd\ufffd\ufffd
DWHQomR\ufffd\ufffdHIHWXDU\ufffdD\ufffdPXOWLSOLFDomR\ufffdGH\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd \ufffd\ufffd\ufffd\ufffd\ufffd\ufffdHP\ufffdSULPHLUR\ufffdOXJDU\ufffdH\ufffdGHSRLV\ufffdD
VRPD\ufffd
)9\ufffd \ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd
)9\ufffd \ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd
)9\ufffd \ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd
4XHVWmR\ufffd\ufffd
5HVSRVWD\ufffd \$OWHUQDWLYD\ufffd\$\ufffd
4XDO\ufffdR\ufffdYDORU\ufffdGRV\ufffdMXURV\ufffdVLPSOHV\ufffdGH\ufffdXPD\ufffdDSOLFDomR\ufffdGH\ufffd5\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd GXUDQWH\ufffd\ufffd\ufffd\ufffdPHVHV\ufffdD\ufffdXPD\ufffdWD[D\ufffdGH\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffdDR\ufffdDQR&quot;
-\ufffd &quot;
39\ufffd \ufffd\ufffd\ufffd\ufffd\ufffd\ufffd
Q\ufffd \ufffd\ufffd\ufffd meses*
L\ufffd \ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffdDR DQR
\ufffd\ufffd\ufffd\ufffd\ufffd \ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffdDR\ufffdPrV\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd \ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd
\ufffd2 ³Q´ e o ³L´\ufffdHVWmR\ufffdHP\ufffdSHUtRGRV\ufffdGH\ufffdWHPSR\ufffdGLIHUHQWHV\ufffd\ufffd3RU\ufffdVH\ufffdWUDWDU\ufffdGH\ufffdMXURV\ufffdVLPSOHV\ufffd\ufffdSRGHPRV\ufffdDOWHUDU\ufffdR\ufffd³Q´\ufffdRX\ufffdR\ufffd³L´\ufffd\ufffd
1HVWH\ufffdFDVR\ufffd¿\ufffdFD\ufffdPDLV\ufffdIiFLO\ufffdDFHUWDU\ufffdR\ufffd³L´\ufffd\ufffdWD[D\ufffdGH\ufffdMXURV\ufffd\ufffdSDUD\ufffdDR\ufffdPrV\ufffd\ufffd'HYHPRV\ufffdHQWmR\ufffdGLYLGLU\ufffdSRU\ufffd\ufffd\ufffd\ufffd\ufffdSRLV\ufffd\ufffd\ufffdDQR\ufffdSRVVXL\ufffd\ufffd\ufffd
PHVHV\ufffd\ufffd3RUpP\ufffdQmR\ufffdVH\ufffdHVTXHoD\ufffdGH\ufffdTXH\ufffdD\ufffdWD[D\ufffdGHYHUi\ufffdVHU\ufffdGLYLGLGD\ufffdVHPSUH\ufffd\ufffd\ufffd\ufffd\ufffdSDUD\ufffdMRJDU\ufffdQD\ufffdIyUPXOD\ufffd
-\ufffd \ufffd39\ufffd\ufffd\ufffdL\ufffd\ufffd\ufffdQ
-\ufffd \ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd
-\ufffd \ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd
\ufffd\ufffd
4XHVWmR\ufffd\ufffd
5HVSRVWD\ufffd\ufffd9RFr\ufffdUHDOL]RX\ufffdXP\ufffdHPSUpVWLPR\ufffdGH\ufffd5\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffdQR\ufffd%DQFR\ufffd\$QKDQJXHUD\ufffd\ufffd\$\ufffdWD[D\ufffdGH\ufffdMXURV\ufffdFRPSRVWRV\ufffdTXH\ufffdVHUi
FREUDGD\ufffdp\ufffdGH\ufffd\ufffd\ufffd\ufffd\ufffd\ufffdDR\ufffdPrV\ufffdH\ufffdR\ufffdHPSUpVWLPR\ufffdVHUi\ufffdSDJR\ufffdHP\ufffdTXDWUR\ufffdDQRV\ufffd\ufffd4XDO\ufffdR\ufffdYDORU\ufffdGR\ufffdPRQWDQWH\ufffdGHVWH\ufffdHPSUpVWLPR&quot;
39\ufffd \ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd
L\ufffd \ufffd\ufffd\ufffd\ufffd\ufffd\ufffdDR PrV
\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd \ufffd\ufffd\ufffd\ufffd\ufffd\ufffd
Q\ufffd \ufffd\ufffd DQRV
\ufffd[\ufffd\ufffd\ufffd\ufffd \ufffd\ufffd\ufffd\ufffdPHVHV
)9\ufffd &quot;
\ufffd(IHWXDU\ufffdR\ufffdDMXVWH\ufffd\ufffdSRLV\ufffdHVWmR\ufffdHP\ufffdXQLGDGH\ufffdGH\ufffdWHPSR\ufffdGLIHUHQWHV\ufffd\ufffd3RU\ufffdVH\ufffdWUDWDU\ufffdGH\ufffdMXURV\ufffdFRPSRVWRV\ufffd\ufffdQmR\ufffdp\ufffdSHUPLWLGR\ufffdDOWHUDU\ufffd
D\ufffdWD[D\ufffdGH\ufffdMXURV\ufffd\ufffdL\ufffd\ufffd\ufffd9DPRV\ufffdDOWHUDU\ufffdR\ufffdWHPSR\ufffd\ufffdQ\ufffd\ufffd\ufffd/HPEUDQGR\ufffdTXH\ufffdRV\ufffdMXURV\ufffdFRPSRVWRV\ufffdVmR\ufffdXPD\ufffdIXQomR\ufffdH[SRQHQFLDO\ufffd\ufffdSRUWDQWR
SDUD\ufffdDOWHUDU\ufffdR\ufffd³L´\ufffdGHYHPRV\ufffdXWLOL]DU\ufffdXPD\ufffdIyUPXOD\ufffdFKDPDGD\ufffdWD[D\ufffdHTXLYDOHQWH\ufffdFRPSRVWD\ufffd\ufffdTXH\ufffdVHUi\ufffdHQVLQDGD\ufffdQRV\ufffdSUy[LPRV
WHPDV\ufffd\ufffd(QWmR\ufffd\ufffdYDPRV\ufffdPXOWLSOLFDU\ufffdR\ufffd³Q´\ufffdSRU\ufffd\ufffd\ufffd\ufffd
)9\ufffd \ufffd39\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffdL\ufffdQ
)9\ufffd \ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd
)9\ufffd \ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd
)9\ufffd \ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd
)9\ufffd \ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd
4XHVWmR\ufffd\ufffd
5HVSRVWD\ufffd \ufffd*,0(1(6\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd±\ufffdPRGL¿\ufffdFDGR\ufffd\ufffd\ufffd\ufffd6XD\ufffdGtYLGD\ufffdMXQWR\ufffdj\ufffd)LQDQFHLUD\ufffd<.\ufffdDWXDOPHQWH\ufffdp\ufffdGH\ufffd5\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd6H\ufffdHOD\ufffdIRL
FRQWUDtGD\ufffdKi\ufffd\ufffd\ufffd\ufffdPHVHV\ufffd\ufffdTXDO\ufffdR\ufffdYDORU\ufffdRULJLQDOPHQWH\ufffdGHYLGR\ufffd\ufffdVH\ufffdD\ufffdWD[D\ufffdGH\ufffdMXURV\ufffdFRPSRVWRV\ufffdp\ufffdGH\ufffd\ufffd\ufffd\ufffd\ufffdD\ufffdP&quot;
)9\ufffd \ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd
Q \ufffd\ufffd\ufffd\ufffdPHVHV
39\ufffd &quot;
\ufffd\ufffd
L\ufffd \ufffd\ufffd\ufffd\ufffd\ufffd\ufffdDR\ufffdPrV\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd \ufffd\ufffd\ufffd\ufffd\ufffd
)9\ufffd \ufffd39\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffdL\ufffdQ
\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd \ufffd39\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd
\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd \ufffd39\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd
\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd \ufffd39\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd
\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd \ufffd39
\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd
39\ufffd \ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd\ufffd```