DumpsCafe Ohio Department of Insurance-OH-Life-Agent-Series-11-44

Text Material Preview

OHIO Life Insurance
Agent Series 11-44
Version: Demo
[ Total Questions: 10]
Web: www.dumpscafe.com
Email: support@dumpscafe.com
Ohio Department of Insurance
OH-Life-Agent-Series-11-44
https://www.dumpscafe.com
https://www.dumpscafe.com/Braindumps-OH-Life-Agent-Series-11-44.html
IMPORTANT NOTICE
Feedback
We have developed quality product and state-of-art service to ensure our customers interest. If you have any 
suggestions, please feel free to contact us at feedback@dumpscafe.com
Support
If you have any questions about our product, please provide the following items:
exam code
screenshot of the question
login id/email
please contact us at and our technical experts will provide support within 24 hours.support@dumpscafe.com
Copyright
The product of each order has its own encryption code, so you should use it independently. Any unauthorized 
changes will inflict legal punishment. We reserve the right of final explanation for this statement.
Ohio Department of Insurance - OH-Life-Agent-Series-11-44Pass Exam
1 of 4Verified Solution - 100% Result
A. 
B. 
C. 
D. 
A. 
B. 
C. 
D. 
A. 
B. 
C. 
D. 
A. 
Question #:1
The premium mode defines the
premium limit.
premium amount.
frequency of the premium payment.
method of premium payment.
Answer: C
Question #:2
The PRIMARY reason for purchasing life Insurance Is to provide
death benefits.
college tuition.
retirement Income.
safety of principal.
Answer: A
Question #:3
An insured owns a whole life insurance policy on himself. He would also like coverage for his minor son and
/or daughter. One way the Insured can accomplish this goal Is to purchase a
child term rider.
family income rider.
famitp maintenance rider.
guaranteed insurability rider.
Answer: C
Question #:4
Generally, rates charged for Insurance may NOT be
Ohio Department of Insurance - OH-Life-Agent-Series-11-44Pass Exam
2 of 4Verified Solution - 100% Result
A. 
B. 
C. 
D. 
A. 
B. 
C. 
D. 
A. 
B. 
C. 
D. 
A. 
B. 
C. 
discriminatory.
cost prohibitive.
excessive, inadequate, or unfairly discriminatory.
different for persons withdiffering risk profiles.
Answer: C
Question #:5
As a form of level premium permanent Insurance, ordinary life Insurance accumulates a reserve that 
eventually
equals the face amount of the policy.
results In a dividend payment to the policyowner.
ceases to earn interest or grow in a positive earnings direction.
requires mandatory cash value distributions.
Answer: A
Question #:6
Which nonforfeiture option allows the policyowner to purchase less coverage for life?
Reduced Paid-Up Insurance.
Cash Surrender Value.
Settlement Value.
Extended Term.
Answer: A
Question #:7
Contributions made to a Roth IRA are
partially tax deductible.
not tax deductible.
only tax deductible at age 50 or older.
Ohio Department of Insurance - OH-Life-Agent-Series-11-44Pass Exam
3 of 4Verified Solution - 100% Result
D. 
A. 
B. 
C. 
D. 
A. 
B. 
C. 
D. 
A. 
B. 
C. 
D. 
tax deductible at retirement.
Answer: B
Question #:8
An agent qualified to sell variable products in Ohio must report each of the following to the superintendent of 
Insurance EXCEPT
a suspension from the National Association of Securities Dealers.
the revocation of an insurance license held in another state.
the sharing of commissions with another qualified agent.
a felony criminal conviction.
Answer: C
Question #:9
What type of insurance is the cheapest option to pay off a 30-year mortgage balance?
Increasing term insurance.
Decreasing term insurance.
Level term insurance.
Variable life insurance.
Answer: B
Question #:10
Which of the following describes the process of selection, classification, and rating of risks?
underwriting
cost containment
adverse selection
claims experience
Answer: A
Ohio Department of Insurance - OH-Life-Agent-Series-11-44Pass Exam
4 of 4Verified Solution - 100% Result
About dumpscafe.com
dumpscafe.com was founded in 2007. We provide latest & high quality IT / Business Certification Training Exam 
Questions, Study Guides, Practice Tests.
We help you pass any IT / Business Certification Exams with 100% Pass Guaranteed or Full Refund. Especially 
Cisco, CompTIA, Citrix, EMC, HP, Oracle, VMware, Juniper, Check Point, LPI, Nortel, EXIN and so on.
View list of all certification exams: All vendors
 
 
 
We prepare state-of-the art practice tests for certification exams. You can reach us at any of the email addresses 
listed below.
Sales: sales@dumpscafe.com
Feedback: feedback@dumpscafe.com
Support: support@dumpscafe.com
Any problems about IT certification or our products, You can write us back and we will get back to you within 24 
hours.
https://www.dumpscafe.com
https://www.dumpscafe.com/allproducts.html
https://www.dumpscafe.com/Microsoft-exams.html
https://www.dumpscafe.com/Cisco-exams.html
https://www.dumpscafe.com/Citrix-exams.html
https://www.dumpscafe.com/CompTIA-exams.html
https://www.dumpscafe.com/EMC-exams.html
https://www.dumpscafe.com/ISC-exams.html
https://www.dumpscafe.com/Checkpoint-exams.html
https://www.dumpscafe.com/Juniper-exams.html
https://www.dumpscafe.com/Apple-exams.html
https://www.dumpscafe.com/Oracle-exams.html
https://www.dumpscafe.com/Symantec-exams.html
https://www.dumpscafe.com/VMware-exams.html
mailto:sales@dumpscafe.com
mailto:feedback@dumpscafe.com
mailto:support@dumpscafe.com