reserva_emergencia (1)

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Planejamento de R.E.
	Planejamento de Reserva de Emergência
		SALÁRIO MENSAL		R$ 12,000.00		POSSIVEIS INVESTIMENTOS PARA RESERVA
		CUSTO MENSAL		R$ 10,000.00		OPÇÕES	Rentabilidade	RENTABILIDADE LIQUIDA
		POUPANÇA MENSAL		16.67%		Tesouro Selic*	Selic + 0,2340% a.a.	7.98%
						Trend DI	99% CDI	7.78%
		MESES DE PROTEÇÃO		12		Conta Remunerada (ex: Nuconta)	100% CDI	7.78%
		OBJETIVO RESERVA DE EMERGÊNCIA		R$ 120,000.00		CDB Liquidez Diaria	100% CDI	7.70%
						Fonte: Tesouro Direto
		RENTABILIDADE MENSAL		0.64%		*Tesouro Selic tem a maior rentabilidade por conta do ágio de 0,2340%, que só será real caso o titulo seja segurado até vencimento Sem ágio, Tesouro Selic teria rentabilidade de 7,75%
		RENTABILIDADE ANUAL		7.98%
				Em quanto tempo o objetivo vai ser concluido:	51 meses
		DETALHAMENTO MÊS A MÊS
		MÊS	VALOR INICIAL	POUPANÇA MENSAL	RENTABILIDADE MENSAL	VALOR FINAL	RENDIMENTO MENSAL ($)
		1		R$ 2,000.00	0.64%	R$ 2,012.84	R$ 12.84
		2	R$ 4,012.84	R$ 2,000.00	0.64%	R$ 4,038.59	R$ 25.76
		3	R$ 6,038.59	R$ 2,000.00	0.64%	R$ 6,077.35	R$ 38.76
		4	R$ 8,077.35	R$ 2,000.00	0.64%	R$ 8,129.20	R$ 51.84
		5	R$ 10,129.20	R$ 2,000.00	0.64%	R$ 10,194.21	R$ 65.01
		6	R$ 12,194.21	R$ 2,000.00	0.64%	R$ 12,272.48	R$ 78.27
		7	R$ 14,272.48	R$ 2,000.00	0.64%	R$ 14,364.09	R$ 91.61
		8	R$ 16,364.09	R$ 2,000.00	0.64%	R$ 16,469.12	R$ 105.03
		9	R$ 18,469.12	R$ 2,000.00	0.64%	R$ 18,587.66	R$ 118.54
		10	R$ 20,587.66	R$ 2,000.00	0.64%	R$ 20,719.81	R$ 132.14
		11	R$ 22,719.81	R$ 2,000.00	0.64%	R$ 22,865.63	R$ 145.83
		12	R$ 24,865.63	R$ 2,000.00	0.64%	R$ 25,025.23	R$ 159.60
		13	R$ 27,025.23	R$ 2,000.00	0.64%	R$ 27,198.69	R$ 173.46
		14	R$ 29,198.69	R$ 2,000.00	0.64%	R$ 29,386.11	R$ 187.41
		15	R$ 31,386.11	R$ 2,000.00	0.64%	R$ 31,587.56	R$ 201.45
		16	R$ 33,587.56	R$ 2,000.00	0.64%	R$ 33,803.14	R$ 215.58
		17	R$ 35,803.14	R$ 2,000.00	0.64%	R$ 36,032.94	R$ 229.80
		18	R$ 38,032.94	R$ 2,000.00	0.64%	R$ 38,277.06	R$ 244.11
		19	R$ 40,277.06	R$ 2,000.00	0.64%	R$ 40,535.57	R$ 258.52
		20	R$ 42,535.57	R$ 2,000.00	0.64%	R$ 42,808.59	R$ 273.01
		21	R$ 44,808.59	R$ 2,000.00	0.64%	R$ 45,096.19	R$ 287.60
		22	R$ 47,096.19	R$ 2,000.00	0.64%	R$ 47,398.48	R$ 302.29
		23	R$ 49,398.48	R$ 2,000.00	0.64%	R$ 49,715.54	R$ 317.06
		24	R$ 51,715.54	R$ 2,000.00	0.64%	R$ 52,047.48	R$ 331.94
		25	R$ 54,047.48	R$ 2,000.00	0.64%	R$ 54,394.38	R$ 346.90
		26	R$ 56,394.38	R$ 2,000.00	0.64%	R$ 56,756.35	R$ 361.97
		27	R$ 58,756.35	R$ 2,000.00	0.64%	R$ 59,133.48	R$ 377.13
		28	R$ 61,133.48	R$ 2,000.00	0.64%	R$ 61,525.86	R$ 392.39
		29	R$ 63,525.86	R$ 2,000.00	0.64%	R$ 63,933.60	R$ 407.74
		30	R$ 65,933.60	R$ 2,000.00	0.64%	R$ 66,356.80	R$ 423.19
		31	R$ 68,356.80	R$ 2,000.00	0.64%	R$ 68,795.55	R$ 438.75
		32	R$ 70,795.55	R$ 2,000.00	0.64%	R$ 71,249.95	R$ 454.40
		33	R$ 73,249.95	R$ 2,000.00	0.64%	R$ 73,720.10	R$ 470.15
		34	R$ 75,720.10	R$ 2,000.00	0.64%	R$ 76,206.11	R$ 486.01
		35	R$ 78,206.11	R$ 2,000.00	0.64%	R$ 78,708.08	R$ 501.97
		36	R$ 80,708.08	R$ 2,000.00	0.64%	R$ 81,226.10	R$ 518.02
		37	R$ 83,226.10	R$ 2,000.00	0.64%	R$ 83,760.29	R$ 534.19
		38	R$ 85,760.29	R$ 2,000.00	0.64%	R$ 86,310.74	R$ 550.45
		39	R$ 88,310.74	R$ 2,000.00	0.64%	R$ 88,877.56	R$ 566.82
		40	R$ 90,877.56	R$ 2,000.00	0.64%	R$ 91,460.86	R$ 583.30
		41	R$ 93,460.86	R$ 2,000.00	0.64%	R$ 94,060.74	R$ 599.88
		42	R$ 96,060.74	R$ 2,000.00	0.64%	R$ 96,677.30	R$ 616.57
		43	R$ 98,677.30	R$ 2,000.00	0.64%	R$ 99,310.66	R$ 633.36
		44	R$ 101,310.66	R$ 2,000.00	0.64%	R$ 101,960.93	R$ 650.26
		45	R$ 103,960.93	R$ 2,000.00	0.64%	R$ 104,628.20	R$ 667.27
		46	R$ 106,628.20	R$ 2,000.00	0.64%	R$ 107,312.59	R$ 684.39
		47	R$ 109,312.59	R$ 2,000.00	0.64%	R$ 110,014.21	R$ 701.62
		48	R$ 112,014.21	R$ 2,000.00	0.64%	R$ 112,733.18	R$ 718.96
		49	R$ 114,733.18	R$ 2,000.00	0.64%	R$ 115,469.59	R$ 736.41
		50	R$ 117,469.59	R$ 2,000.00	0.64%	R$ 118,223.57	R$ 753.98
		51	R$ 120,223.57	R$ 2,000.00	0.64%	R$ 120,995.22	R$ 771.65
		52	R$ 122,995.22	R$ 2,000.00	0.64%	R$ 123,784.67	R$ 789.44
		53	R$ 125,784.67	R$ 2,000.00	0.64%	R$ 126,592.02	R$ 807.35
		54	R$ 128,592.02	R$ 2,000.00	0.64%	R$ 129,417.38	R$ 825.37
		55	R$ 131,417.38	R$ 2,000.00	0.64%	R$ 132,260.89	R$ 843.50
		56	R$ 134,260.89	R$ 2,000.00	0.64%	R$ 135,122.64	R$ 861.75
		57	R$ 137,122.64	R$ 2,000.00	0.64%	R$ 138,002.76	R$ 880.12
		58	R$ 140,002.76	R$ 2,000.00	0.64%	R$ 140,901.37	R$ 898.61
		59	R$ 142,901.37	R$ 2,000.00	0.64%	R$ 143,818.58	R$ 917.21
		60	R$ 145,818.58	R$ 2,000.00	0.64%	R$ 146,754.52	R$ 935.94
		61	R$ 148,754.52	R$ 2,000.00	0.64%	R$ 149,709.30	R$ 954.78
		62	R$ 151,709.30	R$ 2,000.00	0.64%	R$ 152,683.04	R$ 973.75
		63	R$ 154,683.04	R$ 2,000.00	0.64%	R$ 155,675.88	R$ 992.83
		64	R$ 157,675.88	R$ 2,000.00	0.64%	R$ 158,687.92	R$ 1,012.04
		65	R$ 160,687.92	R$ 2,000.00	0.64%	R$ 161,719.29	R$ 1,031.37
		66	R$ 163,719.29	R$ 2,000.00	0.64%	R$ 164,770.13	R$ 1,050.83
		67	R$ 166,770.13	R$ 2,000.00	0.64%	R$ 167,840.54	R$ 1,070.41
		68	R$ 169,840.54	R$ 2,000.00	0.64%	R$ 170,930.66	R$ 1,090.12
		69	R$ 172,930.66	R$ 2,000.00	0.64%	R$ 174,040.61	R$ 1,109.95
		70	R$ 176,040.61	R$ 2,000.00	0.64%	R$ 177,170.53	R$ 1,129.92
		71	R$ 179,170.53	R$ 2,000.00	0.64%	R$ 180,320.54	R$ 1,150.01
		72	R$ 182,320.54	R$ 2,000.00	0.64%	R$ 183,490.76	R$ 1,170.22
		73	R$ 185,490.76	R$ 2,000.00	0.64%	R$ 186,681.33	R$ 1,190.57
		74	R$ 188,681.33	R$ 2,000.00	0.64%	R$ 189,892.38	R$ 1,211.05
		75	R$ 191,892.38	R$ 2,000.00	0.64%	R$ 193,124.04	R$ 1,231.66
		76	R$ 195,124.04	R$ 2,000.00	0.64%	R$ 196,376.45	R$ 1,252.40
		77	R$ 198,376.45	R$ 2,000.00	0.64%	R$ 199,649.73	R$ 1,273.28
		78	R$ 201,649.73	R$ 2,000.00	0.64%	R$ 202,944.01	R$ 1,294.29
		79	R$ 204,944.01	R$ 2,000.00	0.64%	R$ 206,259.45	R$ 1,315.43
		80	R$ 208,259.45	R$ 2,000.00	0.64%	R$ 209,596.16	R$ 1,336.71
		81	R$ 211,596.16	R$ 2,000.00	0.64%	R$ 212,954.29	R$ 1,358.13
		82	R$ 214,954.29	R$ 2,000.00	0.64%	R$ 216,333.97	R$ 1,379.68
		83	R$ 218,333.97	R$ 2,000.00	0.64%	R$ 219,735.35	R$ 1,401.38
		84	R$ 221,735.35	R$ 2,000.00	0.64%	R$ 223,158.56	R$ 1,423.21
		85	R$ 225,158.56	R$ 2,000.00	0.64%	R$ 226,603.74	R$ 1,445.18
		86	R$ 228,603.74	R$ 2,000.00	0.64%	R$ 230,071.03	R$ 1,467.29
		87	R$ 232,071.03	R$ 2,000.00	0.64%	R$ 233,560.58	R$ 1,489.55
		88	R$ 235,560.58	R$ 2,000.00	0.64%	R$ 237,072.52	R$ 1,511.94
		89	R$ 239,072.52	R$ 2,000.00	0.64%	R$ 240,607.01	R$ 1,534.49
		90	R$ 242,607.01	R$ 2,000.00	0.64%	R$ 244,164.18	R$ 1,557.17
		91	R$ 246,164.18	R$ 2,000.00	0.64%	R$ 247,744.18	R$ 1,580.00
		92	R$ 249,744.18	R$ 2,000.00	0.64%	R$ 251,347.17	R$ 1,602.98
		93	R$ 253,347.17	R$ 2,000.00	0.64%	R$ 254,973.27	R$ 1,626.11
		94	R$ 256,973.27	R$ 2,000.00	0.64%	R$ 258,622.66	R$ 1,649.38
		95	R$ 260,622.66	R$ 2,000.00	0.64%	R$ 262,295.46	R$ 1,672.81
		96	R$ 264,295.46	R$ 2,000.00	0.64%	R$ 265,991.84	R$ 1,696.38
		97	R$ 267,991.84	R$ 2,000.00	0.64%	R$ 269,711.95	R$ 1,720.10
		98	R$ 271,711.95	R$ 2,000.00	0.64%	R$ 273,455.93	R$ 1,743.98
		99	R$ 275,455.93	R$ 2,000.000.64%	R$ 277,223.94	R$ 1,768.01
		100	R$ 279,223.94	R$ 2,000.00	0.64%	R$ 281,016.14	R$ 1,792.20