IOB Online DRE

Prévia do material em texto

���������� ��	���
�������
�����������
����
�����������������������
����������
�������������� !
�"#$��"%$&��'
��&(���"&���
��$&��'
��&)����"*++,-.����/ ��%
0134567489:;<54=>?74@6A?;9=>?BCBDEFGHHIJKIFFL6AM68N?567<16DM?3?<4M94;<O47?GPQ8<5?4M94;<O47?RSGPN4DA5N<=>?74T@0D?;<UN?
7<VN<?686N<?7<5<7476766;6:?N4=>?G
WXYZ[\]0AM68N?567<16DM?MN4M47?5?DM6_7?L746AMN9M9N46743?N147648N6A6DM4=>?74T61?DAMN4=>?7?@6A9;M47?7?0`6N5a5<?
bT@0cG
defghWijklmi
neoighpqjipprhWkhkWsjsjWp
tesukWslmijpWprkvhsjir
HGF@656<M4L59AM?676A86A4
wehWsgroWflmijsjWpgivfxWijfyWfipupWfijfofjsjpjppvsziWslmi
{ep|p}uvijpjWp
~T61?DAMN4=>?7?@6A9;M47?7?0`6N5a5<?bT@0c91474A761?DAMN4=€6A3<D4D56<N4A5946;4:?N4=>??:N<‚4MQN<484N4M?74A4A86AA?4A
9Na7<54AMN<:9M474A5?1:4A6D?;95N?N64;bƒ„ƒ…†‡‡‡L4NMGˆ‰ŠL5489McG
~AD?N14A766;4:?N4=>?74A761?DAMN4=€6A3<D4D56<N4A5?DAM4174‹6<74AŒJ~b‹6<DEŽŠŠ…†‡‰cL14A48;<541A64?A7614<AM<8?A
A?5<6MVN<?ALN4O>?86;4‘94;?A5?D56<M?A5?16DM47?AD6AM68N?567<16DM?L61:?N48659;<4N6A’AA?5<67476A4D“D<14ALA>?86N36<M416DM6
4748MVU6<ALD?‘965?9:6NL’A7614<A86AA?4A9Na7<54AG
”?•1:<M?7?B?1<M–76—N?D9D5<416DM?AB?DMV:6<AbB—BcL?4AA9DM?MN4M47?D?—N?D9D5<416DM?P5D<5?˜™˜Kšb@Fc~8N6A6DM4=>?74A
T61?DAMN4=€6AB?DMV:6<AL?‘94;3?<N65685<?D47?R
4cD?•1:<M?74B?1<AA>?76›4;?N6Aœ?:<;<VN<?AbB›œcL8?N16<?74T6;<:6N4=>?B›œDE‰…ˆ††6
:cD?•1:<M?74@6A?;9=>?BCBDE†Ž†žŸ…ˆ‡b” BP¡Kš~8N6A6DM4=>?74AT61?DAMN4=€6AB?DMV:6<AcL8?AM6N<?N16DM64;M6N474
86;4@6A?;9=>?BCBDE†Ž¢‰…ˆ††G
~T@076U67<A5N<1<D4NR
4c4N656<M4:N9M474AU6D74A6A6NU<=?AL4A7679=€6A74AU6D74AL?A4:4M<16DM?A6?A<18?AM?A
:c4N656<M4;a‘9<7474AU6D74A6A6NU<=?AL?59AM?74A16N547?N<4A6A6NU<=?AU6D7<7?A6?;95N?:N9M?
5c4A76A86A4A5?14AU6D74AL4A76A86A4A3<D4D56<N4AL7679O<74A74AN656<M4AL4A76A86A4A‚6N4<A6471<D<AMN4M<U4A6?9MN4A76A86A4A
?86N45<?D4<A
7c?;95N??98N69aO??86N45<?D4;L4A?9MN4AN656<M4A64A?9MN4A76A86A4A
6c?N6A9;M47?7?6`6N5a5<?4DM6A7?£18?AM?76@6D74648N?U<A>?84N4?<18?AM?
3c4A84NM<5<84=€6A7676:–DM9N6AL618N6‚47?AL471<D<AMN47?N6A684NM6A:6D63<5<VN<4AL16A1?D43?N1476<DAMN916DM?A3<D4D56<N?A6
76<DAM<M9<=€6A?939D7?A764AA<AM–D5<4?98N6U<7–D5<476618N6‚47?AL‘96D>?A654N45M6N<O615?1?76A86A4
‚c?;95N??98N69aO?;a‘9<7?7?6`6N5a5<?6?A691?DM4DM68?N4=>?7?548<M4;A?5<4;G
”476M6N1<D4=>?7?N6A9;M47?7?6`6N5a5<?LA6N>?5?189M47?AR
4c4AN656<M4A6?AN6D7<16DM?A‚4D¤?AD?86Na?7?L<D7686D76DM616DM674A94N64;<O4=>?611?674
:c?A59AM?AL4A76A86A4AL?A6D54N‚?A64A86N74AL84‚?A?9<D5?NN<7?AL5?NN6A8?D76DM6A46AA4AN656<M4A6
N6D7<16DM?AG
b‹6<DEŽŠŠ…†‡‰L4NMG†ž‰L5489M6¥FEc
jX[\¦Y§¨©ª«\¬\WXYZ­§©¬\¬\p®X¨ °¯¯±\²jWp³
rZ[´¨±\
@6M?ND4N4?Œ91VN<?
defghWijklmi
@6M?ND4N4?Œ91VN<?
neoighpqjipprhWkhkWsjsjWp
@6M?ND4N4?Œ91VN<?
���������� ��	���
�������
�����������
����
�����������������������
����������
�������������� !
�"#$��"%$&��'
��&(���"&���
��$&��'
��&)����"*++,-.����/ ��%
0121345689:;64<61=16>1656?@A;2B<<;CB1D;EF<
GHIJKLMNOPQJGJNHLSTMOGJGJHUHNVWVXJHIYZ[Z\[U]
0^ :^ _`ab0c` a=ade^ f=ad
01213456g1e1hg56
ijkkkjkkklkk
=^ =cmn^ d=a0^ :^ _`ab0c` a
98?_o><64<6_h23g1h4166<pB1e1hg56
qkkjkkklkk
0^ :^ _`aArsc_=a=^ e^ f=ad
tkkjkkklkk
98?:cd` u=adv 0^:a=u0_ade^ f=_=ad
wkkjkkklkk
v1g3o<6<B16;x45g<5>;B5g<>1x51o>B1652<hyB<h45hg<B121345612;64<61g16>1656g<>1BE<g<j
:56<61D5><6343z<l<B16;x45g<B1>B161h45B{<x;2B<5;y1B3g<|61h1}543z<l<>B1D;EF<j
=1661o<g<~
C5B5y3Bo5B<2<h2134<g1B16;x45g<~
5?6156B1213456y<B1oo53<B16;1<62;64<61g16>1656l51o>B16541z1x;2B<|
p?61<62;64<61g16>1656y<B1oo53<B16;156B1213456l51o>B16541z1
>B1D;EF<j
=1;o5o5h13B5p5645h4163o>x3y325g5l><g1o<6g3F1B;1~
5?B121345€5B1hg5;151o>B165<p4€o>1x56z1hg56g1o1B25g<B3561>B<g;4<6l>1x5>B1645‚<g161Bz3<6142j9;1BB121p5<6
z5x<B16ƒz3645<;h‚<?|
p?2;64<€<}564<B1x543z<ƒ5;363‚<<;>B<g;‚<g1;op1og1z1hg5<;g1;6<jC<B1„1o>x<~>5B5;1;o51o>B1652<o1B235x
z1hg5;o5o1B25g<B35l1x5>B3o13B5o1h415g;3B11665o1B25g<B35ju}564<2<o55;363‚<€2x5663y325g<2<o<2;64<g5o1B25g<B35
z1hg3g5|
2?g16>165€<}564<;151o>B16541o2<o56g1o536…;43x3g5g16…l<;61D5l<6}564<62<o56z1hg5692<o366†16>5}565z1hg1g<B16?l
2<o55go3h364B5‚<g51o>B16595x;};1xl{};5lx;Fl41x1y<h1?l2<o<6D;B<6g11o>B€643o<6p5h2{B3<69g16>1656y3h5h213B56?142j
:<hy<Bo1g36><64<h<341oi‡g5_`ˆqkkk862B34;B5‚<:<h4{p3xl5>B<z5g5>1x5016<x;‚<:‰:hŠ‹ŒŽŽ‹‹l5=0^ l5663o2<o<<
p5x5h<156g1o536g1o<h64B5†162<h4{p136g1z161B4B5h62B345h<A3zB<=3{B3<l2<o>x145hg<8612<o565663h54;B56g<434;x5B<;g1
B1>B161h45h41x1}5xg51h43g5g11g<>B<y3663<h5xg52<h45p3x3g5g1x1}5xo1h41‘5p3x345g<j_};5x>B<21g3o1h4<l5x3{6lg1z161B5g<45g<;5h4<
ƒ6g1o536g1o<h64B5†162<h4{p1361x5p<B5g56><By<B5g1g36><6343z<6x1}536l2<h4B54;536<;16454;4{B3<6j
ax1}36x5‚<y3625x9’“’‹”””l5B4j•–l25>;4?1645p1x121l><B6;5z1Fl;1l5<y3og125g5>1BE<g<g13h23g—h235g<_o><64<g101hg5
94B3o164B5x<;5h;5x?l<2<h4B3p;3h41g1z15>;B5B<x;2B<xE;3g<o1g35h4151x5p<B5‚<l2<o<p61Bz˜h235g56g36><63†16g5x132<o1B235xlg<
b5x5h<C54B3o<h35xlg5=0^ g<>1BE<g<1g5=1o<h64B5‚<g1A;2B<6<;CB1D;EF<6a2;o;x5g<69=ACa?j
a=0^ 45op€og1z161B1x5p<B5g5><B<2563‚<g56;6>1h6‚<<;B1g;‚<g51643o543z5o1h65xl2<op5611op5x5h<6™p5x5h21416o1h6536l
>1x56>166<56D;BEg32564B3p;45g56>1x<x;2B<B15x5h;5x9’“’‹”””l5B4jŽ?j
a=0^ €5>B161h45g5g1y<Bo5B143y32543z5l<;61D5l<6z5x<B16g12;64<61g16>16566‚<g1g;F3g<6g<6z5x<B16g56B1213456lo<64B5hg<l
5663ol<B16;x45g<g<1„1B2E23<9x;2B<<;>B1D;EF<?><B4š>32<6>5B235369B121345xE;3g5lx;2B<pB;4<lx;2B<<>1B523<h5x142j?j
C5B53x;64B5Bl61};1;o1„1o>x<g1=0^ B1x543z5o1h415pB5h}1h41l2<og5g<65>1h561„1o>x3y32543z<6~
Y[O›SNOPQJGHNHLSTMOGJL
014<Bh5B5<d;o{B3<
Y[ZNœœžŸ ¡¢£Ÿ¤œ¥œ£¦œ£ 
014<Bh5B5<d;o{B3<
§[MNOKLVNXPQJGOGNHKJTX¨ NJGX©NXJH›HNXJGXVXGOGHGHHTOªJNOPQJ
014<Bh5B5<d;o{B3<
«[HUHI›TJGHGNH
���������� ��	���
�������
�����������
����
�����������������������
����������
�������������� !
�"#$��"%$&��'
��&(���"&���
��$&��'
��&)����"*++,-.����/ %�%
0123463174
899:999;99
<=>?=>@>4?=3@2A4B@A>
CDE<FGHFGIGJFKFLJIG
M9:999;99
CDE<FGHFGIG@JNOLOGPQIPORIG
S9:999;99
CDE=LTIQUVGWOLILTFOQVG0XYZOJVG
[\:999;99
[[\:999;99
012344?=3@2A4B@0
]\]:999;99
C^ E4ZPQIG3FTFOPIG
\:999;99
CDE4ZPQIG<FGHFGIG
9;99
01234@B7=><4A3?_=<@24B73A61A`a4>42A@0>463=4012340bc1A<4
]d9:999;99
CDE?34KA>a4?@3@A3?_=24B73A61A`a4>42A@0>463=4012340bc1A<4
\9:999;99
012340bc1A<4<4=e=32b2A4
][9:999;99
fghijkimno
prstuvwxyyz{u{|t
p}w~t
p€~uz
px‚ƒvu
p„……
p…uzs
†‡hˆmj‰Š‹Œ‡Žiˆ
{vzuvwsty
‘tƒyxts|uy
’wƒ~t{|wy“u”wsz|wy
‘z{•uy–ƒyuy
……—˜
™šŠŒ›‡jœi‡mno
“utwwž
Ÿ z||ts
¡wƒŸƒt
¢w£¤sz¥•|¦§¨©mno€Ÿwvwywy’zstz|wy„tyts”uvwy
…wstuª–«Ÿts~wyvt¬sz”uzvuvt
­®¯ °±²³´ µ¶®¹®º®»¼°³½³
¾¿¾ÀÁÂÂÂ
<FÃOÄFQIÅÆV2KÇLÈÉÊÉÀËÌÁÁ
ÍÎÍ
0FOLÈÉÏÐÌÐÀÁÂÊÉ
3FGVÃZÅÆV2W2LÈÁÏÁÑÒÀËÌÌÂ
3FGVÃZÅÆV2W2LÈÁÏÓÓÌÀËÌÁÁ
3FGVÃZÅÆV2W2LÈÁÏÓÊÉÀËÌÁÁ