The idea behind credit cards is to provide a convenient and flexible payment method for customers. With a credit card, customers can make purchases at accredited establishments and have the option to pay the total amount due within a specified period, usually up to thirty days, without incurring any interest charges. This allows customers to manage their cash flow more effectively and make larger purchases without having to pay the full amount upfront. However, if the customer delays payment or pays less than the total amount billed, they will be charged interest and fees on the remaining balance, which will be added to the next billing cycle. It's important for credit card users to manage their payments responsibly to avoid accumulating debt and additional charges.
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