<div id="pf1" class="pf w0 h0" data-page-no="1"><div class="pc pc1 w0 h0"><img class="bi x0 y0 w1 h1" alt="" src="https://files.passeidireto.com/40316294-24e6-4c97-a4f2-2422d13a07b7/bg1.png"><div class="t m0 x1 h2 y1 ff1 fs0 fc0 sc0 ls1 ws1">Questão 1/5 - A<span class="_0 blank"></span>nálise de Crédito e Risco<span class="_1 blank"> </span><span class="fs1 fc1"> </span></div><div class="t m0 x1 h3 y2 ff1 fs1 fc1 sc0 ls1 ws1">De<span class="_0 blank"></span> <span class="_2 blank"> </span>a<span class="_3 blank"></span>c<span class="_2 blank"> </span>o<span class="_3 blank"></span>r<span class="_2 blank"> </span>d<span class="_3 blank"></span>o<span class="_3 blank"></span> c<span class="_2 blank"> </span>om<span class="_4 blank"></span> Sa<span class="_3 blank"></span>n<span class="_3 blank"></span>d<span class="_3 blank"></span>ron<span class="_0 blank"></span>i<span class="_1 blank"> </span> (20<span class="_0 blank"></span>03<span class="_0 blank"></span>)<span class="_2 blank"> </span>,<span class="_2 blank"> </span> c<span class="_5 blank"> </span>it<span class="_3 blank"></span>a<span class="_3 blank"></span>d<span class="_3 blank"></span>o<span class="_3 blank"></span> po<span class="_0 blank"></span>r<span class="_2 blank"> </span> R<span class="_0 blank"></span>o<span class="_3 blank"></span>d<span class="_3 blank"></span>ri<span class="_2 blank"> </span>g<span class="_3 blank"></span>u<span class="_3 blank"></span>e<span class="_3 blank"></span>s<span class="_3 blank"></span> (<span class="_2 blank"> </span>20<span class="_0 blank"></span>1<span class="_2 blank"> </span>2),<span class="_2 blank"> </span> o c<span class="_3 blank"></span>réd<span class="_0 blank"></span>i<span class="_2 blank"> </span>t<span class="_0 blank"></span>o é<span class="_3 blank"></span> </div><div class="t m0 x1 h3 y3 ff1 fs1 fc1 sc0 ls1 ws1">u<span class="_3 blank"></span>m<span class="_4 blank"></span>a <span class="_5 blank"> </span>t<span class="_3 blank"></span>ran<span class="_0 blank"></span>sa<span class="_0 blank"></span>ç<span class="_2 blank"> </span>ão<span class="_0 blank"></span> <span class="_2 blank"> </span>c<span class="_2 blank"> </span>om<span class="_3 blank"></span>e<span class="_3 blank"></span>rc<span class="_5 blank"> </span>ial<span class="_0 blank"></span> em<span class="_4 blank"></span> que u<span class="_3 blank"></span>m<span class="_4 blank"></span> <span class="_2 blank"> </span>c<span class="_2 blank"> </span>o<span class="_3 blank"></span>mp<span class="_3 blank"></span>rad<span class="_0 blank"></span>or <span class="_2 blank"> </span>receb<span class="_0 blank"></span>e im<span class="_0 blank"></span>e<span class="_3 blank"></span>d<span class="_3 blank"></span>ia<span class="_5 blank"> </span>t<span class="_0 blank"></span>a<span class="_2 blank"> </span>m<span class="_0 blank"></span>e<span class="_3 blank"></span>n<span class="_2 blank"> </span>t<span class="_0 blank"></span>e u<span class="_2 blank"> </span>m<span class="_0 blank"></span> </div><div class="t m0 x1 h3 y4 ff1 fs1 fc1 sc0 ls1 ws1">b<span class="_3 blank"></span>e<span class="_3 blank"></span>m<span class="_4 blank"></span> <span class="_2 blank"> </span>o<span class="_2 blank"> </span>u s<span class="_3 blank"></span>e<span class="_3 blank"></span>r<span class="_1 blank"> </span>v<span class="_4 blank"></span>iç<span class="_2 blank"> </span>o a<span class="_3 blank"></span>d<span class="_3 blank"></span>q<span class="_3 blank"></span>u<span class="_3 blank"></span>ir<span class="_2 blank"> </span>ido<span class="_0 blank"></span>,<span class="_2 blank"> </span> m<span class="_0 blank"></span>a<span class="_3 blank"></span>s<span class="_3 blank"></span> só<span class="_0 blank"></span> <span class="_2 blank"> </span>fará o<span class="_3 blank"></span> pa<span class="_0 blank"></span>gam<span class="_0 blank"></span>e<span class="_2 blank"> </span>nto<span class="_3 blank"></span> de<span class="_0 blank"></span>po<span class="_0 blank"></span>i<span class="_2 blank"> </span>s<span class="_3 blank"></span> d<span class="_2 blank"> </span>e a<span class="_3 blank"></span>l<span class="_0 blank"></span>g<span class="_2 blank"> </span>u<span class="_5 blank"> </span>m<span class="_4 blank"></span> <span class="_2 blank"> </span>t<span class="_0 blank"></span>e<span class="_5 blank"> </span>m<span class="_4 blank"></span>p<span class="_2 blank"> </span>o </div><div class="t m0 x1 h3 y5 ff1 fs1 fc1 sc0 ls1 ws1">d<span class="_3 blank"></span>e<span class="_3 blank"></span>t<span class="_0 blank"></span>er<span class="_5 blank"> </span>m<span class="_0 blank"></span>ina<span class="_0 blank"></span>d<span class="_2 blank"> </span>o.<span class="_2 blank"> </span> </div><div class="t m0 x1 h3 y6 ff1 fs1 fc1 sc0 ls1 ws1"> </div><div class="t m0 x1 h3 y7 ff1 fs1 fc1 sc0 ls1 ws1">A<span class="_3 blank"></span> <span class="_2 blank"> </span>s<span class="_3 blank"></span>e<span class="_3 blank"></span>g<span class="_3 blank"></span>u<span class="_3 blank"></span>ir<span class="_2 blank"> </span> ap<span class="_0 blank"></span>r<span class="_2 blank"> </span>es<span class="_0 blank"></span>e<span class="_3 blank"></span>n<span class="_2 blank"> </span>t<span class="_3 blank"></span>a-se<span class="_0 blank"></span> <span class="_2 blank"> </span>a<span class="_3 blank"></span> e<span class="_2 blank"> </span>vo<span class="_0 blank"></span>l<span class="_2 blank"> </span>u<span class="_3 blank"></span>ç<span class="_2 blank"> </span>ã<span class="_3 blank"></span>o<span class="_3 blank"></span> <span class="_2 blank"> </span>d<span class="_3 blank"></span>a<span class="_3 blank"></span>s<span class="_0 blank"></span> <span class="_2 blank"> </span>op<span class="_0 blank"></span>era<span class="_3 blank"></span>ç<span class="_2 blank"> </span>õ<span class="_3 blank"></span>e<span class="_3 blank"></span>s<span class="_3 blank"></span> d<span class="_5 blank"> </span>e<span class="_3 blank"></span> c<span class="_5 blank"> </span>r<span class="_5 blank"> </span>éd<span class="_0 blank"></span>i<span class="_2 blank"> </span>t<span class="_0 blank"></span>o n<span class="_3 blank"></span>o<span class="_3 blank"></span> pe<span class="_0 blank"></span>r<span class="_2 blank"> </span>í<span class="_2 blank"> </span>o<span class="_3 blank"></span>d<span class="_3 blank"></span>o<span class="_3 blank"></span> de<span class="_0 blank"></span> </div><div class="t m0 x1 h3 y8 ff1 fs1 fc1 sc0 ls1 ws1">2<span class="_3 blank"></span>0<span class="_3 blank"></span>0<span class="_3 blank"></span>8<span class="_3 blank"></span> a 2<span class="_3 blank"></span>0<span class="_3 blank"></span>1<span class="_2 blank"> </span>3, de<span class="_0 blank"></span> <span class="_2 blank"> </span>a<span class="_3 blank"></span>c<span class="_2 blank"> </span>o<span class="_3 blank"></span>r<span class="_2 blank"> </span>d<span class="_3 blank"></span>o<span class="_3 blank"></span> c<span class="_2 blank"> </span>om<span class="_4 blank"></span> o Ba<span class="_0 blank"></span>nco Ce<span class="_0 blank"></span>nt<span class="_4 blank"></span>r<span class="_2 blank"> </span>a<span class="_2 blank"> </span>l<span class="_3 blank"></span> do<span class="_0 blank"></span> <span class="_2 blank"> </span>Bra<span class="_3 blank"></span>s<span class="_3 blank"></span>il<span class="_3 blank"></span>.<span class="_6 blank"> </span> </div><div class="t m0 x1 h3 y9 ff1 fs1 fc1 sc0 ls1 ws1"> </div><div class="t m0 x2 h3 ya ff1 fs1 fc1 sc0 ls1 ws1"> </div><div class="t m0 x1 h3 yb ff1 fs1 fc1 sc0 ls1 ws1">A<span class="_3 blank"></span>n<span class="_3 blank"></span>a<span class="_3 blank"></span>l<span class="_0 blank"></span>i<span class="_2 blank"> </span>s<span class="_2 blank"> </span>e<span class="_3 blank"></span> as<span class="_0 blank"></span> <span class="_2 blank"> </span>a<span class="_3 blank"></span>f<span class="_2 blank"> </span>ir<span class="_2 blank"> </span>m<span class="_4 blank"></span>a<span class="_5 blank"> </span>t<span class="_0 blank"></span>i<span class="_1 blank"> </span>v<span class="_4 blank"></span>a<span class="_3 blank"></span>s<span class="_3 blank"></span> a s<span class="_3 blank"></span>e<span class="_2 blank"> </span>gu<span class="_0 blank"></span>ir<span class="_2 blank"> </span>,<span class="_2 blank"> </span> i<span class="_2 blank"> </span>n<span class="_3 blank"></span>d<span class="_3 blank"></span>ic<span class="_5 blank"> </span>a<span class="_3 blank"></span>n<span class="_3 blank"></span>d<span class="_3 blank"></span>o<span class="_3 blank"></span> as<span class="_0 blank"></span> <span class="_2 blank"> </span>a<span class="_3 blank"></span>fi<span class="_2 blank"> </span>r<span class="_2 blank"> </span>m<span class="_4 blank"></span>at<span class="_0 blank"></span>i<span class="_1 blank"> </span>v<span class="_4 blank"></span>a<span class="_0 blank"></span>s c<span class="_2 blank"> </span>o<span class="_3 blank"></span>r<span class="_2 blank"> </span>ret<span class="_0 blank"></span>a<span class="_3 blank"></span>s<span class="_3 blank"></span> e<span class="_2 blank"> </span>m<span class="_0 blank"></span> r<span class="_2 blank"> </span>el<span class="_4 blank"></span>ação<span class="_0 blank"></span> </div><div class="t m0 x1 h3 yc ff1 fs1 fc1 sc0 ls1 ws1">a<span class="_3 blank"></span> e<span class="_5 blank"> </span>v<span class="_4 blank"></span>o<span class="_0 blank"></span>l<span class="_2 blank"> </span>u<span class="_3 blank"></span>ç<span class="_2 blank"> </span>ão<span class="_0 blank"></span> <span class="_2 blank"> </span>d<span class="_3 blank"></span>a<span class="_3 blank"></span>s<span class="_3 blank"></span> opera<span class="_3 blank"></span>ç<span class="_2 blank"> </span>õe<span class="_0 blank"></span>s<span class="_3 blank"></span> <span class="_2 blank"> </span>d<span class="_3 blank"></span>e<span class="_3 blank"></span> c<span class="_2 blank"> </span>r<span class="_2 blank"> </span>éd<span class="_0 blank"></span>i<span class="_2 blank"> </span>t<span class="_0 blank"></span>o<span class="_3 blank"></span> <span class="_2 blank"> </span>n<span class="_3 blank"></span>o<span class="_3 blank"></span> Bras<span class="_0 blank"></span>il<span class="_3 blank"></span>.<span class="_6 blank"> </span> </div><div class="t m0 x1 h3 yd ff1 fs1 fc1 sc0 ls1 ws1"> </div><div class="t m0 x1 h3 ye ff1 fs1 fc1 sc0 ls0 ws1">I <span class="ff2 ls1 ws0">\u2013<span class="_3 blank"></span><span class="ff1 ws1"> O<span class="_0 blank"></span>s<span class="_3 blank"></span> r<span class="_2 blank"> </span>e<span class="_3 blank"></span>c<span class="_2 blank"> </span>urs<span class="_3 blank"></span>o<span class="_3 blank"></span>s<span class="_3 blank"></span> direci<span class="_2 blank"> </span>o<span class="_3 blank"></span>n<span class="_3 blank"></span>a<span class="_3 blank"></span>d<span class="_3 blank"></span>o<span class="_3 blank"></span>s<span class="_3 blank"></span> es<span class="_0 blank"></span>t<span class="_3 blank"></span>ã<span class="_2 blank"> </span>o<span class="_3 blank"></span> dim<span class="_4 blank"></span>i<span class="_2 blank"> </span>n<span class="_3 blank"></span>u<span class="_3 blank"></span>in<span class="_5 blank"> </span>d<span class="_3 blank"></span>o<span class="_3 blank"></span> e<span class="_5 blank"> </span>m<span class="_4 blank"></span> <span class="_2 blank"> </span>r<span class="_2 blank"> </span>e<span class="_3 blank"></span>a<span class="_3 blank"></span>i<span class="_1 blank"> </span>s<span class="_3 blank"></span> no<span class="_0 blank"></span> <span class="_2 blank"> </span>p<span class="_3 blank"></span>e<span class="_3 blank"></span>r<span class="_2 blank"> </span>íod<span class="_0 blank"></span>o d<span class="_3 blank"></span>e<span class="_3 blank"></span> 2008<span class="_0 blank"></span> </span></span></div><div class="t m0 x1 h3 yf ff1 fs1 fc1 sc0 ls1 ws1">a<span class="_3 blank"></span> 20<span class="_0 blank"></span>13<span class="_0 blank"></span>.<span class="_7 blank"> </span> </div><div class="t m0 x1 h3 y10 ff1 fs1 fc1 sc0 ls0 ws1">II <span class="ff2 ls1 ws0">\u2013<span class="_3 blank"></span><span class="ff1 ws1"> O<span class="_0 blank"></span>s<span class="_3 blank"></span> r<span class="_2 blank"> </span>e<span class="_3 blank"></span>c<span class="_2 blank"> </span>urs<span class="_3 blank"></span>o<span class="_3 blank"></span>s<span class="_3 blank"></span> l<span class="_0 blank"></span>i<span class="_2 blank"> </span>v<span class="_4 blank"></span>res<span class="_0 blank"></span> <span class="_2 blank"> </span>c<span class="_2 blank"> </span>o<span class="_3 blank"></span>r<span class="_2 blank"> </span>r<span class="_2 blank"> </span>e<span class="_3 blank"></span>s<span class="_0 blank"></span>po<span class="_0 blank"></span>nd<span class="_2 blank"> </span>e<span class="_3 blank"></span>ram<span class="_4 blank"></span> a 5<span class="_3 blank"></span>6<span class="_3 blank"></span>% do<span class="_0 blank"></span> <span class="_1 blank"> </span>t<span class="_3 blank"></span>o<span class="_2 blank"> </span>t<span class="_0 blank"></span>a<span class="_5 blank"> </span>l<span class="_0 blank"></span> <span class="_2 blank"> </span>d<span class="_3 blank"></span>a<span class="_3 blank"></span>s<span class="_3 blank"></span> op<span class="_0 blank"></span>era<span class="_3 blank"></span>ç<span class="_2 blank"> </span>ões d<span class="_3 blank"></span>e<span class="_3 blank"></span> </span></span></div><div class="t m0 x1 h3 y11 ff1 fs1 fc1 sc0 ls1 ws1">c<span class="_2 blank"> </span>r<span class="_2 blank"> </span>é<span class="_3 blank"></span>d<span class="_3 blank"></span>it<span class="_0 blank"></span>o e<span class="_3 blank"></span>m<span class="_4 blank"></span> <span class="_2 blank"> </span>20<span class="_0 blank"></span>1<span class="_2 blank"> </span>3.<span class="_2 blank"> </span> </div><div class="t m0 x1 h3 y12 ff1 fs1 fc1 sc0 ls0 ws1">III <span class="ff2 ls1 ws0">\u2013<span class="_4 blank"></span><span class="ff1 ws1"> O<span class="_0 blank"></span>s<span class="_3 blank"></span> r<span class="_2 blank"> </span>e<span class="_3 blank"></span>c<span class="_2 blank"> </span>u<span class="_3 blank"></span>r<span class="_2 blank"> </span>s<span class="_3 blank"></span>o<span class="_3 blank"></span>s<span class="_3 blank"></span> direci<span class="_2 blank"> </span>o<span class="_3 blank"></span>n<span class="_3 blank"></span>a<span class="_3 blank"></span>d<span class="_3 blank"></span>o<span class="_3 blank"></span>s<span class="_3 blank"></span> au<span class="_2 blank"> </span>m<span class="_4 blank"></span>e<span class="_3 blank"></span>n<span class="_2 blank"> </span>t<span class="_3 blank"></span>a<span class="_3 blank"></span>ra<span class="_5 blank"> </span>m<span class="_4 blank"></span> <span class="_2 blank"> </span>e<span class="_2 blank"> </span>m<span class="_0 blank"></span> 17<span class="_0 blank"></span>6%<span class="_3 blank"></span> no<span class="_0 blank"></span> <span class="_2 blank"> </span>pe<span class="_0 blank"></span>r<span class="_2 blank"> </span>íod<span class="_0 blank"></span>o a<span class="_3 blank"></span>n<span class="_2 blank"> </span>al<span class="_4 blank"></span>i<span class="_2 blank"> </span>s<span class="_2 blank"> </span>a<span class="_3 blank"></span>d<span class="_3 blank"></span>o<span class="_3 blank"></span>.<span class="_8 blank"> </span> </span></span></div><div class="t m0 x1 h3 y13 ff1 fs1 fc1 sc0 ls1 ws1">IV <span class="ff2 ws0">\u2013</span> O<span class="_4 blank"></span>s rec<span class="_2 blank"> </span>u<span class="_3 blank"></span>rso<span class="_0 blank"></span>s d<span class="_3 blank"></span>ir<span class="_2 blank"> </span>e<span class="_3 blank"></span>c<span class="_2 blank"> </span>ion<span class="_0 blank"></span>ad<span class="_0 blank"></span>os<span class="_0 blank"></span> <span class="_2 blank"> </span>a<span class="_3 blank"></span>u<span class="_3 blank"></span>me<span class="_3 blank"></span>n<span class="_2 blank"> </span>t<span class="_0 blank"></span>ara<span class="_2 blank"> </span>m<span class="_0 blank"></span> em<span class="_4 blank"></span> 1<span class="_2 blank"> </span>7,5<span class="_3 blank"></span>% de<span class="_0 blank"></span> <span class="_2 blank"> </span>2<span class="_3 blank"></span>0<span class="_3 blank"></span>1<span class="_3 blank"></span>2<span class="_3 blank"></span> a 2<span class="_3 blank"></span>0<span class="_2 blank"> </span>13<span class="_0 blank"></span>.<span class="_7 blank"> </span> </div><div class="t m0 x1 h3 y14 ff1 fs1 fc1 sc0 ls1 ws1">V <span class="ff2 ws0">\u2013<span class="_3 blank"></span><span class="ff1 ws1"> N<span class="_4 blank"></span>o p<span class="_3 blank"></span>e<span class="_3 blank"></span>r<span class="_2 blank"> </span>íod<span class="_0 blank"></span>o d<span class="_3 blank"></span>e<span class="_3 blank"></span> 2<span class="_5 blank"> </span>0<span class="_3 blank"></span>0<span class="_3 blank"></span>8<span class="_3 blank"></span> <span class="_2 blank"> </span>a<span class="_3 blank"></span> 20<span class="_0 blank"></span>1<span class="_2 blank"> </span>3 a<span class="_3 blank"></span> pa<span class="_0 blank"></span>r<span class="_2 blank"> </span>t<span class="_3 blank"></span>ic<span class="_2 blank"> </span>i<span class="_2 blank"> </span>p<span class="_3 blank"></span>a<span class="_3 blank"></span>ç<span class="_2 blank"> </span>ã<span class="_3 blank"></span>o<span class="_3 blank"></span> r<span class="_2 blank"> </span>el<span class="_4 blank"></span>at<span class="_0 blank"></span>i<span class="_1 blank"> </span>v<span class="_3 blank"></span>a<span class="_3 blank"></span> do<span class="_0 blank"></span>s recurso<span class="_0 blank"></span>s<span class="_3 blank"></span> <span class="_2 blank"> </span>l<span class="_0 blank"></span>i<span class="_1 blank"> </span>v<span class="_4 blank"></span>res<span class="_0 blank"></span> <span class="_2 blank"> </span>n<span class="_3 blank"></span>o<span class="_3 blank"></span> </span></span></div><div class="t m0 x1 h3 y15 ff1 fs1 fc1 sc0 ls1 ws1">t<span class="_0 blank"></span>o<span class="_2 blank"> </span>t<span class="_3 blank"></span>a<span class="_2 blank"> </span>l<span class="_0 blank"></span> <span class="_2 blank"> </span>a<span class="_3 blank"></span>u<span class="_2 blank"> </span>m<span class="_0 blank"></span>e<span class="_3 blank"></span>n<span class="_2 blank"> </span>t<span class="_0 blank"></span>ou<span class="_0 blank"></span> <span class="_2 blank"> </span>e<span class="_3 blank"></span> a p<span class="_3 blank"></span>a<span class="_3 blank"></span>r<span class="_2 blank"> </span>t<span class="_0 blank"></span>ic<span class="_5 blank"> </span>ipa<span class="_0 blank"></span>ç<span class="_2 blank"> </span>ão<span class="_0 blank"></span> <span class="_2 blank"> </span>r<span class="_2 blank"> </span>e<span class="_3 blank"></span>l<span class="_0 blank"></span>a<span class="_2 blank"> </span>t<span class="_3 blank"></span>i<span class="_1 blank"> </span>v<span class="_4 blank"></span>a<span class="_0 blank"></span> <span class="_2 blank"> </span>d<span class="_3 blank"></span>o<span class="_2 blank"> </span>s recurs<span class="_3 blank"></span>o<span class="_3 blank"></span>s<span class="_3 blank"></span> <span class="_2 blank"> </span>d<span class="_3 blank"></span>ir<span class="_2 blank"> </span>e<span class="_3 blank"></span>c<span class="_2 blank"> </span>ion<span class="_0 blank"></span>ad<span class="_0 blank"></span>os<span class="_0 blank"></span> <span class="_2 blank"> </span>d<span class="_3 blank"></span>im<span class="_0 blank"></span>inu<span class="_0 blank"></span>i<span class="_2 blank"> </span>u<span class="_3 blank"></span>.<span class="_8 blank"> </span> </div><div class="t m0 x1 h3 y16 ff1 fs1 fc1 sc0 ls1 ws1"> </div><div class="t m0 x1 h3 y17 ff1 fs1 fc1 sc0 ls1 ws1">E<span class="_3 blank"></span>s<span class="_3 blank"></span>t<span class="_0 blank"></span>ã<span class="_5 blank"> </span>o<span class="_3 blank"></span> c<span class="_2 blank"> </span>orr<span class="_2 blank"> </span>e<span class="_3 blank"></span>t<span class="_0 blank"></span>as<span class="_0 blank"></span> <span class="_2 blank"> </span>a<span class="_3 blank"></span>s<span class="_3 blank"></span> alt<span class="_0 blank"></span>ern<span class="_3 blank"></span>a<span class="_2 blank"> </span>t<span class="_0 blank"></span>i<span class="_7 blank"> </span>v<span class="_4 blank"></span>as:<span class="_2 blank"> </span> </div><div class="t m0 x1 h3 y18 ff1 fs2 fc2 sc0 ls1 ws1">N<span class="_3 blank"></span>ota:<span class="_2 blank"> </span> 20<span class="_4 blank"></span>.<span class="_2 blank"> </span>0<span class="_0 blank"></span><span class="fs1 fc1"> </span></div><div class="c x0 y19 w2 h4"><div class="t m0 x3 h5 y1a ff3 fs3 fc3 sc0 ls1 ws1"> </div></div><div class="c x4 y19 w3 h4"><div class="t m0 x5 h5 y1b ff3 fs3 fc3 sc0 ls1 ws1">A<span class="_2 blank"> </span> </div></div><div class="c x6 y19 w4 h4"><div class="t m0 x5 h5 y1b ff3 fs3 fc3 sc0 ls1 ws1">I<span class="_3 blank"></span>, II<span class="_3 blank"></span> e I<span class="_2 blank"> </span>II<span class="_0 blank"></span>, so<span class="_5 blank"> </span>me<span class="_2 blank"> </span>n<span class="_0 blank"></span>te<span class="_3 blank"></span>.<span class="_1 blank"> </span> </div></div><div class="c x0 y1c w2 h4"><div class="t m0 x3 h5 y1a ff3 fs3 fc3 sc0 ls1 ws1"> </div></div><div class="c x4 y1c w3 h4"><div class="t m0 x5 h5 y1d ff3 fs3 fc3 sc0 ls1 ws1">B<span class="_2 blank"> </span> </div></div><div class="c x6 y1c w4 h4"><div class="t m0 x5 h5 y1d ff3 fs3 fc3 sc0 ls1 ws1">I<span class="_3 blank"></span>I, I<span class="_3 blank"></span>I<span class="_2 blank"> </span>I e V<span class="_0 blank"></span>, <span class="_5 blank"> </span>so<span class="_5 blank"> </span>m<span class="_4 blank"></span>e<span class="_5 blank"> </span>nte.<span class="_5 blank"> </span> </div></div></div><div class="pi" data-data='{"ctm":[1.000000,0.000000,0.000000,1.000000,0.000000,0.000000]}'></div></div> <div id="pf2" class="pf w0 h0" data-page-no="2"><div class="pc pc2 w0 h0"><img class="bi x0 y1e w5 h6" alt="" src="https://files.passeidireto.com/40316294-24e6-4c97-a4f2-2422d13a07b7/bg2.png"><div class="c x0 y1f w2 h7"><div class="t m0 x3 h5 y20 ff3 fs3 fc3 sc0 ls1 ws1"> </div></div><div class="c x4 y1f w3 h7"><div class="t m0 x5 h5 y21 ff3 fs3 fc3 sc0 ls1 ws1">C<span class="_2 blank"> </span> </div></div><div class="c x6 y1f w4 h7"><div class="t m0 x5 h5 y21 ff3 fs3 fc3 sc0 ls1 ws1">I<span class="_3 blank"></span>I, I<span class="_3 blank"></span>I<span class="_2 blank"> </span>I e I<span class="_2 blank"> </span>V<span class="_0 blank"></span>, so<span class="_5 blank"> </span>m<span class="_4 blank"></span>e<span class="_5 blank"> </span>nte.<span class="_5 blank"> </span> </div><div class="t m0 x5 h8 y22 ff4 fs4 fc3 sc0 ls1 ws1">V<span class="_0 blank"></span>o<span class="_2 blank"> </span>c<span class="_3 blank"></span>ê<span class="_1 blank"> </span> a<span class="_4 blank"></span>c<span class="_3 blank"></span>e<span class="_1 blank"> </span>r<span class="_3 blank"></span>to<span class="_2 blank"> </span>u<span class="_3 blank"></span>!<span class="_0 blank"></span><span class="ff3"> </span></div><div class="t m0 x5 h9 y23 ff3 fs4 fc3 sc0 ls1 ws1">Al<span class="_0 blank"></span>tern<span class="_3 blank"></span>a<span class="_2 blank"> </span>ti<span class="_4 blank"></span>v<span class="_3 blank"></span>a <span class="_2 blank"> </span>c<span class="_2 blank"> </span>o<span class="_3 blank"></span>rreta<span class="_2 blank"> </span> = C<span class="_0 blank"></span>. <span class="_2 blank"> </span>A<span class="_0 blank"></span> a<span class="_2 blank"> </span>l<span class="_0 blank"></span>tern<span class="_3 blank"></span>a<span class="_2 blank"> </span>ti<span class="_4 blank"></span>v<span class="_3 blank"></span>a <span class="_2 blank"> </span>I e<span class="_2 blank"> </span>s<span class="_2 blank"> </span>t<span class="_4 blank"></span>á<span class="_2 blank"> </span> i<span class="_0 blank"></span>n<span class="_3 blank"></span>correta,<span class="_3 blank"></span> po<span class="_0 blank"></span>i<span class="_0 blank"></span>s os re<span class="_2 blank"> </span>c<span class="_2 blank"> </span>u<span class="_3 blank"></span>rso<span class="_3 blank"></span>s <span class="_2 blank"> </span>d<span class="_3 blank"></span>i<span class="_4 blank"></span>re<span class="_2 blank"> </span>c<span class="_2 blank"> </span>i<span class="_4 blank"></span>on<span class="_0 blank"></span>a<span class="_2 blank"> </span>d<span class="_3 blank"></span>o<span class="_3 blank"></span>s a<span class="_2 blank"> </span>um<span class="_0 blank"></span>ent<span class="_3 blank"></span>a<span class="_2 blank"> </span>ram<span class="_3 blank"></span> <span class="_2 blank"> </span>n<span class="_0 blank"></span>o p<span class="_3 blank"></span>e<span class="_2 blank"> </span>rí<span class="_4 blank"></span>o<span class="_2 blank"> </span>do<span class="_0 blank"></span> <span class="_2 blank"> </span>anali<span class="_4 blank"></span>sa<span class="_2 blank"> </span>d<span class="_3 blank"></span>o<span class="_3 blank"></span>,<span class="_0 blank"></span> <span class="_2 blank"> </span>d<span class="_3 blank"></span>e<span class="_2 blank"> </span> 2<span class="_3 blank"></span>0<span class="_6 blank"> </span>0<span class="_0 blank"></span>8 a <span class="_2 blank"> </span>2<span class="_3 blank"></span>0<span class="_3 blank"></span>1<span class="_3 blank"></span>3<span class="_3 blank"></span>. <span class="_2 blank"> </span>A <span class="_2 blank"> </span>al<span class="_0 blank"></span>ternati<span class="_4 blank"></span>v<span class="_3 blank"></span>a<span class="_2 blank"> </span> V </div><div class="t m0 x5 h9 y24 ff3 fs4 fc3 sc0 ls1 ws1">es<span class="_2 blank"> </span>tá<span class="_0 blank"></span> <span class="_2 blank"> </span>i<span class="_4 blank"></span>n<span class="_3 blank"></span>c<span class="_2 blank"> </span>o<span class="_3 blank"></span>rreta<span class="_2 blank"> </span>,<span class="_0 blank"></span> <span class="_2 blank"> </span>p<span class="_3 blank"></span>o<span class="_2 blank"> </span>i<span class="_4 blank"></span>s<span class="_2 blank"> </span> a<span class="_2 blank"> </span> parti<span class="_4 blank"></span>c<span class="_2 blank"> </span>i<span class="_4 blank"></span>paç<span class="_2 blank"> </span>ã<span class="_2 blank"> </span>o<span class="_0 blank"></span> <span class="_2 blank"> </span>re<span class="_2 blank"> </span>l<span class="_4 blank"></span>a<span class="_2 blank"> </span>ti<span class="_4 blank"></span>va do<span class="_0 blank"></span>s <span class="_2 blank"> </span>re<span class="_2 blank"> </span>c<span class="_2 blank"> </span>u<span class="_3 blank"></span>rso<span class="_3 blank"></span>s <span class="_2 blank"> </span>l<span class="_4 blank"></span>i<span class="_0 blank"></span>v<span class="_0 blank"></span>re<span class="_2 blank"> </span>s<span class="_2 blank"> </span> e<span class="_2 blank"> </span>s<span class="_5 blank"> </span>tá<span class="_2 blank"> </span> di<span class="_4 blank"></span>mi<span class="_0 blank"></span>n<span class="_3 blank"></span>u<span class="_2 blank"> </span>in<span class="_0 blank"></span>do<span class="_0 blank"></span> <span class="_2 blank"> </span>e<span class="_2 blank"> </span> a<span class="_2 blank"> </span> parti<span class="_4 blank"></span>c<span class="_2 blank"> </span>i<span class="_4 blank"></span>paç<span class="_2 blank"> </span>ão re<span class="_2 blank"> </span>l<span class="_4 blank"></span>a<span class="_2 blank"> </span>ti<span class="_4 blank"></span>v<span class="_3 blank"></span>a<span class="_2 blank"> </span> do<span class="_0 blank"></span>s <span class="_2 blank"> </span>re<span class="_2 blank"> </span>curso<span class="_3 blank"></span>s <span class="_0 blank"></span>di<span class="_4 blank"></span>rec<span class="_2 blank"> </span>io<span class="_3 blank"></span>n<span class="_3 blank"></span>ado<span class="_0 blank"></span>s <span class="_2 blank"> </span>a<span class="_2 blank"> </span>u<span class="_3 blank"></span>m<span class="_0 blank"></span>e<span class="_2 blank"> </span>n<span class="_3 blank"></span>to<span class="_2 blank"> </span>u<span class="_3 blank"></span> no<span class="_0 blank"></span> <span class="_2 blank"> </span>p<span class="_0 blank"></span>e<span class="_2 blank"> </span>río<span class="_3 blank"></span>d<span class="_3 blank"></span>o<span class="_3 blank"></span>.<span class="_6 blank"> </span> </div></div><div class="c x0 y25 w2 ha"><div class="t m0 x3 h5 y1a ff3 fs3 fc3 sc0 ls1 ws1"> </div></div><div class="c x4 y25 w3 ha"><div class="t m0 x5 h5 y1d ff3 fs3 fc3 sc0 ls1 ws1">D<span class="_2 blank"> </span> </div></div><div class="c x6 y25 w4 ha"><div class="t m0 x5 h5 y1d ff3 fs3 fc3 sc0 ls1 ws1">I<span class="_3 blank"></span>I e I<span class="_0 blank"></span>I<span class="_5 blank"> </span>I, s<span class="_3 blank"></span>o<span class="_5 blank"> </span>me<span class="_2 blank"> </span>n<span class="_0 blank"></span>te<span class="_3 blank"></span>.<span class="_1 blank"> </span> </div></div><div class="c x0 y26 w2 ha"><div class="t m0 x3 h5 y1a ff3 fs3 fc3 sc0 ls1 ws1"> </div></div><div class="c x4 y26 w3 ha"><div class="t m0 x5 h5 y1d ff3 fs3 fc3 sc0 ls1 ws1">E </div></div><div class="c x6 y26 w4 ha"><div class="t m0 x5 h5 y1d ff3 fs3 fc3 sc0 ls1 ws1">I<span class="_3 blank"></span>, II<span class="_3 blank"></span>, I<span class="_2 blank"> </span>II<span class="_3 blank"></span>, I<span class="_2 blank"> </span>V<span class="_3 blank"></span> e <span class="_5 blank"> </span>V<span class="_3 blank"></span>.<span class="_1 blank"> </span> </div></div><div class="t m0 x7 h5 y27 ff3 fs3 fc3 sc0 ls1 ws1"> </div><div class="t m0 x1 h2 y28 ff1 fs0 fc0 sc0 ls1 ws1">Questão 2/5 - A<span class="_0 blank"></span>nálise de Crédito e Risco<span class="_1 blank"> </span><span class="fs1 fc1"> </span></div><div class="t m0 x1 h3 y29 ff1 fs1 fc1 sc0 ls1 ws1">A<span class="_3 blank"></span> <span class="_2 blank"> </span>p<span class="_3 blank"></span>ri<span class="_2 blank"> </span>n<span class="_3 blank"></span>c<span class="_2 blank"> </span>ipa<span class="_0 blank"></span>l<span class="_3 blank"></span> m<span class="_0 blank"></span>a<span class="_3 blank"></span>téria p<span class="_3 blank"></span>r<span class="_2 blank"> </span>im<span class="_0 blank"></span>a<span class="_3 blank"></span> do<span class="_0 blank"></span> <span class="_2 blank"> </span>t<span class="_0 blank"></span>r<span class="_2 blank"> </span>a<span class="_3 blank"></span>b<span class="_3 blank"></span>a<span class="_2 blank"> </span>l<span class="_0 blank"></span>ho<span class="_0 blank"></span> <span class="_2 blank"> </span>d<span class="_2 blank"> </span>e a<span class="_3 blank"></span>n<span class="_3 blank"></span>á<span class="_2 blank"> </span>l<span class="_0 blank"></span>i<span class="_2 blank"> </span>s<span class="_3 blank"></span>e<span class="_3 blank"></span> de<span class="_0 blank"></span> <span class="_2 blank"> </span>c<span class="_2 blank"> </span>r<span class="_2 blank"> </span>é<span class="_3 blank"></span>d<span class="_3 blank"></span>it<span class="_3 blank"></span>o<span class="_3 blank"></span> é a<span class="_3 blank"></span> i<span class="_2 blank"> </span>n<span class="_3 blank"></span>form<span class="_4 blank"></span>aç<span class="_2 blank"> </span>ã<span class="_3 blank"></span>o<span class="_3 blank"></span>. </div><div class="t m0 x1 h3 y2a ff1 fs1 fc1 sc0 ls1 ws1">Q<span class="_4 blank"></span>u<span class="_2 blank"> </span>an<span class="_0 blank"></span>do<span class="_0 blank"></span> <span class="_2 blank"> </span>fa<span class="_5 blank"> </span>l<span class="_0 blank"></span>a<span class="_2 blank"> </span>m<span class="_0 blank"></span>o<span class="_3 blank"></span>s<span class="_3 blank"></span> e<span class="_5 blank"> </span>m<span class="_4 blank"></span> <span class="_2 blank"> </span>info<span class="_3 blank"></span>r<span class="_2 blank"> </span>m<span class="_4 blank"></span>ação<span class="_0 blank"></span>,<span class="_2 blank"> </span> est<span class="_3 blank"></span>a<span class="_2 blank"> </span>m<span class="_4 blank"></span>o<span class="_5 blank"> </span>s<span class="_3 blank"></span> r<span class="_2 blank"> </span>efe<span class="_3 blank"></span>ri<span class="_2 blank"> </span>n<span class="_3 blank"></span>d<span class="_3 blank"></span>o<span class="_3 blank"></span> àq<span class="_0 blank"></span>ue<span class="_0 blank"></span>l<span class="_2 blank"> </span>a<span class="_3 blank"></span> qu<span class="_0 blank"></span>e p<span class="_3 blank"></span>o<span class="_2 blank"> </span>ss<span class="_0 blank"></span>a<span class="_3 blank"></span> </div><div class="t m0 x1 h3 y2b ff1 fs1 fc1 sc0 ls1 ws1">s<span class="_3 blank"></span>u<span class="_3 blank"></span>p<span class="_3 blank"></span>o<span class="_3 blank"></span>rt<span class="_2 blank"> </span>a<span class="_3 blank"></span>r<span class="_2 blank"> </span> um<span class="_4 blank"></span>a<span class="_3 blank"></span> de<span class="_0 blank"></span>c<span class="_2 blank"> </span>i<span class="_2 blank"> </span>s<span class="_3 blank"></span>ã<span class="_3 blank"></span>o<span class="_3 blank"></span> d<span class="_5 blank"> </span>e<span class="_3 blank"></span> c<span class="_5 blank"> </span>r<span class="_2 blank"> </span>é<span class="_3 blank"></span>d<span class="_3 blank"></span>it<span class="_0 blank"></span>o s<span class="_3 blank"></span>e<span class="_3 blank"></span>g<span class="_3 blank"></span>u<span class="_3 blank"></span>r<span class="_2 blank"> </span>a<span class="_3 blank"></span> e b<span class="_3 blank"></span>e<span class="_2 blank"> </span>m<span class="_0 blank"></span> e<span class="_2 blank"> </span>m<span class="_0 blank"></span>b<span class="_3 blank"></span>a<span class="_3 blank"></span>s<span class="_2 blank"> </span>a<span class="_3 blank"></span>d<span class="_3 blank"></span>a<span class="_3 blank"></span>. <span class="_2 blank"> </span>De<span class="_0 blank"></span>s<span class="_5 blank"> </span>s<span class="_3 blank"></span>a<span class="_3 blank"></span> f<span class="_2 blank"> </span>o<span class="_3 blank"></span>r<span class="_2 blank"> </span>m<span class="_4 blank"></span>a </div><div class="t m0 x1 h3 y2c ff1 fs1 fc1 sc0 ls1 ws1">d<span class="_3 blank"></span>e<span class="_2 blank"> </span>v<span class="_4 blank"></span>e<span class="_3 blank"></span> se<span class="_0 blank"></span>r<span class="_2 blank"> </span> a<span class="_5 blank"> </span>m<span class="_4 blank"></span>p<span class="_5 blank"> </span>l<span class="_0 blank"></span>a e est<span class="_0 blank"></span>ar <span class="_2 blank"> </span>s<span class="_3 blank"></span>e<span class="_2 blank"> </span>m<span class="_4 blank"></span>pre a<span class="_3 blank"></span>tual<span class="_3 blank"></span>iz<span class="_3 blank"></span>a<span class="_3 blank"></span>d<span class="_2 blank"> </span>a.<span class="_2 blank"> </span> </div><div class="t m0 x1 h3 y2d ff1 fs1 fc1 sc0 ls1 ws1">A<span class="_3 blank"></span>n<span class="_3 blank"></span>a<span class="_3 blank"></span>l<span class="_0 blank"></span>i<span class="_2 blank"> </span>s<span class="_2 blank"> </span>e<span class="_3 blank"></span> as<span class="_0 blank"></span> <span class="_2 blank"> </span>p<span class="_3 blank"></span>r<span class="_2 blank"> </span>o<span class="_3 blank"></span>p<span class="_3 blank"></span>o<span class="_2 blank"> </span>s<span class="_3 blank"></span>iç<span class="_2 blank"> </span>õe<span class="_0 blank"></span>s e<span class="_3 blank"></span> m<span class="_0 blank"></span>a<span class="_3 blank"></span>r<span class="_2 blank"> </span>q<span class="_3 blank"></span>u<span class="_2 blank"> </span>e<span class="_3 blank"></span> a c<span class="_2 blank"> </span>orr<span class="_2 blank"> </span>e<span class="_3 blank"></span>t<span class="_0 blank"></span>a<span class="_3 blank"></span>.<span class="_1 blank"> </span> </div><div class="t m0 x1 h3 y2e ff1 fs1 fc1 sc0 ls1 ws1"> </div><div class="t m0 x1 h3 y2f ff1 fs1 fc1 sc0 ls1 ws1">A<span class="_3 blank"></span> <span class="_2 blank"> </span>form<span class="_4 blank"></span>al<span class="_0 blank"></span>iz<span class="_3 blank"></span>a<span class="_3 blank"></span>ç<span class="_2 blank"> </span>ão<span class="_0 blank"></span> <span class="_2 blank"> </span>d<span class="_3 blank"></span>a<span class="_2 blank"> </span>s<span class="_3 blank"></span> prop<span class="_0 blank"></span>ost<span class="_0 blank"></span>a<span class="_5 blank"> </span>s<span class="_3 blank"></span>, <span class="_2 blank"> </span>c<span class="_2 blank"> </span>on<span class="_0 blank"></span>sis<span class="_0 blank"></span>t<span class="_3 blank"></span>e <span class="_2 blank"> </span>no<span class="_0 blank"></span> <span class="_2 blank"> </span>reg<span class="_0 blank"></span>i<span class="_2 blank"> </span>s<span class="_2 blank"> </span>t<span class="_0 blank"></span>r<span class="_2 blank"> </span>o e<span class="_3 blank"></span> na<span class="_0 blank"></span> <span class="_2 blank"> </span>a<span class="_3 blank"></span>s<span class="_3 blank"></span>s<span class="_3 blank"></span>inat<span class="_3 blank"></span>u<span class="_3 blank"></span>ra d<span class="_3 blank"></span>e<span class="_3 blank"></span> <span class="_1 blank"> </span>t<span class="_3 blank"></span>o<span class="_3 blank"></span>d<span class="_3 blank"></span>o<span class="_2 blank"> </span>s<span class="_3 blank"></span> </div><div class="t m0 x1 h3 y30 ff1 fs1 fc1 sc0 ls1 ws1">o<span class="_3 blank"></span>s<span class="_3 blank"></span> env<span class="_4 blank"></span>o<span class="_2 blank"> </span>l<span class="_2 blank"> </span>v<span class="_4 blank"></span>id<span class="_2 blank"> </span>os<span class="_0 blank"></span> <span class="_2 blank"> </span>n<span class="_3 blank"></span>o<span class="_3 blank"></span> pro<span class="_3 blank"></span>c<span class="_2 blank"> </span>es<span class="_0 blank"></span>s<span class="_2 blank"> </span>o, t<span class="_3 blank"></span>a<span class="_3 blank"></span>n<span class="_2 blank"> </span>t<span class="_0 blank"></span>o p<span class="_3 blank"></span>o<span class="_3 blank"></span>r <span class="_2 blank"> </span>pa<span class="_0 blank"></span>r<span class="_2 blank"> </span>t<span class="_0 blank"></span>e d<span class="_3 blank"></span>o<span class="_3 blank"></span> c<span class="_2 blank"> </span>l<span class="_3 blank"></span>ient<span class="_3 blank"></span>e<span class="_3 blank"></span>, <span class="_2 blank"> </span>q<span class="_3 blank"></span>u<span class="_3 blank"></span>a<span class="_2 blank"> </span>nto<span class="_3 blank"></span> po<span class="_0 blank"></span>r<span class="_2 blank"> </span> <span class="_2 blank"> </span>p<span class="_3 blank"></span>a<span class="_3 blank"></span>rt<span class="_3 blank"></span>e<span class="_3 blank"></span> da<span class="_0 blank"></span> </div><div class="t m0 x1 h3 y31 ff1 fs1 fc1 sc0 ls1 ws1">e<span class="_3 blank"></span>m<span class="_4 blank"></span>pre<span class="_2 blank"> </span>sa<span class="_0 blank"></span>.<span class="_2 blank"> </span> Su<span class="_0 blank"></span>as<span class="_0 blank"></span> <span class="_2 blank"> </span>p<span class="_3 blank"></span>r<span class="_2 blank"> </span>inci<span class="_2 blank"> </span>p<span class="_3 blank"></span>a<span class="_3 blank"></span>is fas<span class="_0 blank"></span>es<span class="_0 blank"></span> <span class="_2 blank"> </span>s<span class="_3 blank"></span>ã<span class="_3 blank"></span>o<span class="_3 blank"></span>:<span class="_7 blank"> </span> </div><div class="t m0 x1 h3 y32 ff1 fs2 fc2 sc0 ls1 ws1">N<span class="_3 blank"></span>ota:<span class="_2 blank"> </span> 20<span class="_4 blank"></span>.<span class="_2 blank"> </span>0<span class="_0 blank"></span><span class="fs1 fc1"> </span></div><div class="c x0 y33 w2 ha"><div class="t m0 x3 h5 y1a ff3 fs3 fc3 sc0 ls1 ws1"> </div></div><div class="c x4 y33 w3 ha"><div class="t m0 x5 h5 y1d ff3 fs3 fc3 sc0 ls1 ws1">A<span class="_2 blank"> </span> </div></div><div class="c x6 y33 w4 ha"><div class="t m0 x5 hb y1d ff3 fs3 fc3 sc0 ls1 ws1">El<span class="_4 blank"></span>abo<span class="_5 blank"> </span>raçã<span class="_3 blank"></span>o das p<span class="_2 blank"> </span>ropost<span class="_0 blank"></span>a<span class="_5 blank"> </span>s <span class="_2 blank"> </span><span class="ff5 ws2">\u2013</span> Co<span class="_1 blank"> </span>m<span class="_3 blank"></span>uni<span class="_4 blank"></span>ca<span class="_5 blank"> </span>ção ao C<span class="_5 blank"> </span>li<span class="_4 blank"></span>e<span class="_2 blank"> </span>nte<span class="_3 blank"></span> <span class="_2 blank"> </span><span class="ff5 ls2">\u2013</span> <span class="_5 blank"> </span>A<span class="_3 blank"></span>rq<span class="_2 blank"> </span>uiva<span class="_2 blank"> </span>m<span class="_4 blank"></span>e<span class="_1 blank"> </span>nt<span class="_3 blank"></span>o dos pr<span class="_0 blank"></span>oce<span class="_5 blank"> </span>ssos<span class="ff4 ls3">.</span> </div></div><div class="c x0 y34 w2 h4"><div class="t m0 x3 h5 y35 ff3 fs3 fc3 sc0 ls1 ws1"> </div></div><div class="c x4 y34 w3 h4"><div class="t m0 x5 h5 y36 ff3 fs3 fc3 sc0 ls1 ws1">B<span class="_2 blank"> </span> </div></div><div class="c x6 y34 w4 h4"><div class="t m0 x5 h5 y36 ff3 fs3 fc3 sc0 ls1 ws1">L<span class="_0 blank"></span>e<span class="_5 blank"> </span>v<span class="_0 blank"></span>a<span class="_5 blank"> </span>n<span class="_0 blank"></span>t<span class="_2 blank"> </span>a<span class="_1 blank"> </span>m<span class="_4 blank"></span>e<span class="_5 blank"> </span>nt<span class="_3 blank"></span>o est<span class="_0 blank"></span>a<span class="_5 blank"> </span>t<span class="_5 blank"> </span>í<span class="_3 blank"></span>st<span class="_2 blank"> </span>i<span class="_3 blank"></span>cos<span class="_3 blank"></span> dos pr<span class="_3 blank"></span>oc<span class="_5 blank"> </span>ess<span class="_3 blank"></span>os e <span class="_2 blank"> </span>res<span class="_2 blank"> </span>ult<span class="_0 blank"></span>ados <span class="_2 blank"> </span><span class="ff5 ls2">\u2013</span> Co<span class="_1 blank"> </span>nfi<span class="_0 blank"></span>r<span class="_5 blank"> </span>ma<span class="_3 blank"></span>ção das<span class="_3 blank"></span> <span class="_5 blank"> </span>inf<span class="_0 blank"></span>or<span class="_5 blank"> </span>ma<span class="_3 blank"></span>ções<span class="_3 blank"></span> <span class="_2 blank"> </span><span class="ff5 ls2">\u2013</span> C<span class="_2 blank"> </span>o<span class="_5 blank"> </span>m<span class="_4 blank"></span>p<span class="_1 blank"> </span>i<span class="_3 blank"></span>l<span class="_3 blank"></span>a<span class="_5 blank"> </span>ção dos<span class="_3 blank"></span> d<span class="_5 blank"> </span>ados. </div></div><div class="c x0 y37 w2 hc"><div class="t m0 x3 h5 y38 ff3 fs3 fc3 sc0 ls1 ws1"> </div></div><div class="c x4 y37 w3 hc"><div class="t m0 x5 h5 y39 ff3 fs3 fc3 sc0 ls1 ws1">C<span class="_2 blank"> </span> </div></div><div class="c x6 y37 w4 hc"><div class="t m0 x5 h5 y39 ff3 fs3 fc3 sc0 ls1 ws1">R<span class="_0 blank"></span>e<span class="_1 blank"> </span>gi<span class="_4 blank"></span>s<span class="_2 blank"> </span>tr<span class="_0 blank"></span>o pe<span class="_1 blank"> </span>r<span class="_3 blank"></span>a<span class="_5 blank"> </span>n<span class="_0 blank"></span>te<span class="_3 blank"></span> a <span class="_5 blank"> </span>e<span class="_5 blank"> </span>m<span class="_4 blank"></span>pre<span class="_2 blank"> </span>sa <span class="_2 blank"> </span><span class="ff5 ws2">\u2013</span> Co<span class="_1 blank"> </span>m<span class="_3 blank"></span>uni<span class="_4 blank"></span>c<span class="_5 blank"> </span>ação ao c<span class="_2 blank"> </span>li<span class="_0 blank"></span>e<span class="_5 blank"> </span>n<span class="_0 blank"></span>t<span class="_2 blank"> </span>e <span class="_2 blank"> </span><span class="ff5 ws2">\u2013</span> C<span class="_2 blank"> </span>o<span class="_5 blank"> </span>l<span class="_4 blank"></span>et<span class="_3 blank"></span>a de <span class="_5 blank"> </span>as<span class="_3 blank"></span>s<span class="_5 blank"> </span>ina<span class="_3 blank"></span>t<span class="_2 blank"> </span>u<span class="_0 blank"></span>ra<span class="_2 blank"> </span>s.<span class="_1 blank"> </span> </div><div class="t m0 x5 h8 y3a ff4 fs4 fc3 sc0 ls1 ws1">V<span class="_0 blank"></span>o<span class="_2 blank"> </span>c<span class="_3 blank"></span>ê<span class="_1 blank"> </span> a<span class="_4 blank"></span>c<span class="_3 blank"></span>e<span class="_1 blank"> </span>r<span class="_3 blank"></span>to<span class="_2 blank"> </span>u<span class="_3 blank"></span>!<span class="_0 blank"></span><span class="ff3"> </span></div><div class="t m0 x5 h9 y3b ff3 fs4 fc3 sc0 ls1 ws1">As <span class="_2 blank"> </span>p<span class="_3 blank"></span>ri<span class="_4 blank"></span>ncip<span class="_3 blank"></span>ai<span class="_0 blank"></span>s <span class="_2 blank"> </span>fas<span class="_2 blank"> </span>es<span class="_2 blank"> </span> <span class="_0 blank"></span>s<span class="_2 blank"> </span>ão:<span class="_4 blank"></span> Re<span class="_2 blank"> </span>g<span class="_3 blank"></span>i<span class="_4 blank"></span>s<span class="_2 blank"> </span>tro<span class="_0 blank"></span> <span class="_2 blank"> </span>p<span class="_3 blank"></span>era<span class="_2 blank"> </span>nt<span class="_3 blank"></span>e <span class="_2 blank"> </span>a<span class="_3 blank"></span> e<span class="_2 blank"> </span>m<span class="_0 blank"></span>pres<span class="_0 blank"></span>a<span class="_2 blank"> </span> <span class="ff5 ls4">\u2013</span> Com<span class="_0 blank"></span>u<span class="_3 blank"></span>n<span class="_3 blank"></span>i<span class="_4 blank"></span>c<span class="_2 blank"> </span>a<span class="_2 blank"> </span>çã<span class="_2 blank"> </span>o ao <span class="_0 blank"></span>cl<span class="_0 blank"></span>i<span class="_4 blank"></span>e<span class="_2 blank"> </span>n<span class="_3 blank"></span>te <span class="_2 blank"> </span><span class="ff5 ls4">\u2013</span> <span class="_2 blank"> </span>Co<span class="_3 blank"></span>l<span class="_4 blank"></span>e<span class="_2 blank"> </span>ta <span class="_2 blank"> </span>d<span class="_3 blank"></span>e<span class="_2 blank"> </span> <span class="_0 blank"></span>a<span class="_2 blank"> </span>ss<span class="_2 blank"> </span>i<span class="_4 blank"></span>n<span class="_3 blank"></span>a<span class="_2 blank"> </span>tu<span class="_0 blank"></span>ra<span class="_2 blank"> </span>s <span class="_2 blank"> </span>(R<span class="_0 blank"></span>ODRIG<span class="_3 blank"></span>UE<span class="_4 blank"></span>S,<span class="_0 blank"></span> 2012,<span class="_3 blank"></span> p.<span class="_2 blank"> </span> </div><div class="t m0 x5 h9 y3c ff3 fs4 fc3 sc0 ls1 ws1">5<span class="_3 blank"></span>8<span class="_3 blank"></span>). </div></div><div class="c x0 y3d w2 hd"><div class="t m0 x3 h5 y3e ff3 fs3 fc3 sc0 ls1 ws1"> </div></div><div class="c x4 y3d w3 hd"><div class="t m0 x5 h5 y3f ff3 fs3 fc3 sc0 ls1 ws1">D<span class="_2 blank"> </span> </div></div><div class="c x6 y3d w4 hd"><div class="t m0 x5 h5 y3f ff3 fs3 fc3 sc0 ls1 ws1">A<span class="_2 blank"> </span>n<span class="_0 blank"></span>á<span class="_5 blank"> </span>l<span class="_3 blank"></span>i<span class="_3 blank"></span>se do pe<span class="_3 blank"></span>r<span class="_2 blank"> </span>fi<span class="_2 blank"> </span>l<span class="_3 blank"></span> do c<span class="_5 blank"> </span>li<span class="_0 blank"></span>e<span class="_5 blank"> </span>n<span class="_0 blank"></span>te<span class="_3 blank"></span> <span class="_2 blank"> </span><span class="ff5 ws2">\u2013</span> <span class="_1 blank"> </span>L<span class="_0 blank"></span>e<span class="_5 blank"> </span>v<span class="_0 blank"></span>a<span class="_5 blank"> </span>nta<span class="_2 blank"> </span>m<span class="_4 blank"></span>e<span class="_5 blank"> </span>nto e<span class="_3 blank"></span>s<span class="_5 blank"> </span>ta<span class="_3 blank"></span>t<span class="_2 blank"> </span>ís<span class="_3 blank"></span>t<span class="_2 blank"> </span>i<span class="_3 blank"></span>cos dos<span class="_3 blank"></span> p<span class="_5 blank"> </span>roce<span class="_3 blank"></span>ss<span class="_3 blank"></span>o<span class="_1 blank"> </span>s e<span class="_3 blank"></span> re<span class="_3 blank"></span>s<span class="_5 blank"> </span>ul<span class="_3 blank"></span>t<span class="_3 blank"></span>ado<span class="_5 blank"> </span>s <span class="_2 blank"> </span><span class="ff5 ws2">\u2013</span> C<span class="_2 blank"> </span>onfi<span class="_0 blank"></span>r<span class="_5 blank"> </span>m<span class="_3 blank"></span>ação das<span class="_2 blank"> </span> </div><div class="t m0 x5 h5 y40 ff3 fs3 fc3 sc0 ls1 ws1">i<span class="_3 blank"></span>nformaç<span class="_3 blank"></span>ões.<span class="_5 blank"> </span> </div></div><div class="c x0 y41 w2 h4"><div class="t m0 x3 h5 y1a ff3 fs3 fc3 sc0 ls1 ws1"> </div></div><div class="c x4 y41 w3 h4"><div class="t m0 x5 h5 y1d ff3 fs3 fc3 sc0 ls1 ws1">E </div></div><div class="c x6 y41 w4 h4"><div class="t m0 x5 h5 y1d ff3 fs3 fc3 sc0 ls1 ws1">A<span class="_2 blank"> </span>n<span class="_0 blank"></span>á<span class="_5 blank"> </span>l<span class="_3 blank"></span>i<span class="_3 blank"></span>se do pe<span class="_3 blank"></span>r<span class="_2 blank"> </span>fi<span class="_2 blank"> </span>l<span class="_3 blank"></span> do c<span class="_5 blank"> </span>li<span class="_0 blank"></span>e<span class="_5 blank"> </span>n<span class="_0 blank"></span>te<span class="_3 blank"></span> <span class="_2 blank"> </span><span class="ff5 ws2">\u2013</span> <span class="_1 blank"> </span>Liga<span class="_3 blank"></span>ção par<span class="_0 blank"></span>a o c<span class="_1 blank"> </span>l<span class="_3 blank"></span>i<span class="_3 blank"></span>e<span class="_5 blank"> </span>nte <span class="ff5 ws2">\u2013</span> <span class="_2 blank"> </span>Apr<span class="_0 blank"></span>o<span class="_1 blank"> </span>v<span class="_0 blank"></span>açã<span class="_3 blank"></span>o do c<span class="_5 blank"> </span>réd<span class="_5 blank"> </span>i<span class="_3 blank"></span>t<span class="_3 blank"></span>o.<span class="_1 blank"> </span> </div></div><div class="t m0 x7 h5 y42 ff3 fs3 fc3 sc0 ls1 ws1"> </div><div class="t m0 x1 h2 y43 ff1 fs0 fc0 sc0 ls1 ws1">Questão 3/5 - A<span class="_0 blank"></span>nálise de Crédito e Risco<span class="_1 blank"> </span><span class="fs1 fc1"> </span></div><div class="t m0 x1 h3 y44 ff1 fs1 fc1 sc0 ls1 ws1">A<span class="_3 blank"></span> <span class="_2 blank"> </span>c<span class="_2 blank"> </span>o<span class="_3 blank"></span>n<span class="_3 blank"></span>c<span class="_2 blank"> </span>e<span class="_3 blank"></span>s<span class="_3 blank"></span>s<span class="_3 blank"></span>ã<span class="_3 blank"></span>o<span class="_3 blank"></span> de<span class="_0 blank"></span> <span class="_2 blank"> </span>c<span class="_2 blank"> </span>r<span class="_2 blank"> </span>é<span class="_3 blank"></span>d<span class="_3 blank"></span>it<span class="_3 blank"></span>o<span class="_3 blank"></span> é u<span class="_3 blank"></span>m<span class="_4 blank"></span>a a<span class="_2 blank"> </span>v<span class="_3 blank"></span>a<span class="_2 blank"> </span>l<span class="_0 blank"></span>i<span class="_2 blank"> </span>a<span class="_3 blank"></span>ç<span class="_2 blank"> </span>ã<span class="_3 blank"></span>o<span class="_3 blank"></span> <span class="_2 blank"> </span>d<span class="_3 blank"></span>e<span class="_3 blank"></span> i<span class="_2 blank"> </span>n<span class="_3 blank"></span>form<span class="_4 blank"></span>açõe<span class="_0 blank"></span>s s<span class="_3 blank"></span>o<span class="_2 blank"> </span>b<span class="_3 blank"></span>r<span class="_2 blank"> </span>e<span class="_3 blank"></span> o p<span class="_3 blank"></span>e<span class="_3 blank"></span>r<span class="_2 blank"> </span>fi<span class="_2 blank"> </span>l<span class="_0 blank"></span> </div><div class="t m0 x1 h3 y45 ff1 fs1 fc1 sc0 ls1 ws1">p<span class="_3 blank"></span>a<span class="_3 blank"></span>s<span class="_3 blank"></span>s<span class="_3 blank"></span>a<span class="_2 blank"> </span>d<span class="_3 blank"></span>o<span class="_3 blank"></span>, <span class="_2 blank"> </span>a<span class="_3 blank"></span>t<span class="_0 blank"></span>u<span class="_5 blank"> </span>a<span class="_3 blank"></span>l<span class="_0 blank"></span> <span class="_2 blank"> </span>e<span class="_3 blank"></span> f<span class="_2 blank"> </span>u<span class="_2 blank"> </span>t<span class="_3 blank"></span>u<span class="_3 blank"></span>ro d<span class="_3 blank"></span>o<span class="_3 blank"></span> t<span class="_3 blank"></span>o<span class="_2 blank"> </span>ma<span class="_3 blank"></span>d<span class="_3 blank"></span>o<span class="_3 blank"></span>r <span class="_2 blank"> </span>de<span class="_0 blank"></span> <span class="_2 blank"> </span>c<span class="_2 blank"> </span>réd<span class="_0 blank"></span>i<span class="_2 blank"> </span>t<span class="_0 blank"></span>o, se<span class="_0 blank"></span>j<span class="_3 blank"></span>a<span class="_3 blank"></span> e<span class="_2 blank"> </span>l<span class="_3 blank"></span>a<span class="_3 blank"></span> pess<span class="_0 blank"></span>o<span class="_2 blank"> </span>a f<span class="_2 blank"> </span>ísic<span class="_2 blank"> </span>a<span class="_3 blank"></span> ou<span class="_0 blank"></span> </div><div class="t m0 x1 h3 y46 ff1 fs1 fc1 sc0 ls1 ws1">j<span class="_0 blank"></span>u<span class="_3 blank"></span>r<span class="_2 blank"> </span>ídic<span class="_2 blank"> </span>a<span class="_3 blank"></span>.<span class="_3 blank"></span> </div><div class="t m0 x1 h3 y47 ff1 fs1 fc1 sc0 ls1 ws1"> </div><div class="t m0 x1 h3 y48 ff1 fs1 fc1 sc0 ls1 ws1">A<span class="_3 blank"></span>l<span class="_0 blank"></span>gumas<span class="_0 blank"></span> <span class="_2 blank"> </span>ins<span class="_0 blank"></span>t<span class="_0 blank"></span>i<span class="_1 blank"> </span>t<span class="_3 blank"></span>u<span class="_3 blank"></span>iç<span class="_2 blank"> </span>õe<span class="_0 blank"></span>s F<span class="_3 blank"></span>ina<span class="_0 blank"></span>nceir<span class="_2 blank"> </span>a<span class="_3 blank"></span>s<span class="_3 blank"></span> e B<span class="_3 blank"></span>a<span class="_3 blank"></span>n<span class="_3 blank"></span>c<span class="_2 blank"> </span>o<span class="_3 blank"></span>s<span class="_3 blank"></span> <span class="_2 blank"> </span>u<span class="_2 blank"> </span>t<span class="_0 blank"></span>i<span class="_2 blank"> </span>l<span class="_0 blank"></span>izam<span class="_0 blank"></span> da<span class="_0 blank"></span> <span class="_7 blank"> </span>m<span class="_4 blank"></span>e<span class="_2 blank"> </span>t<span class="_3 blank"></span>o<span class="_3 blank"></span>d<span class="_2 blank"> </span>o<span class="_3 blank"></span>log<span class="_0 blank"></span>i<span class="_2 blank"> </span>a<span class="_3 blank"></span> do<span class="_0 blank"></span>s Cs<span class="_0 blank"></span> </div></div><div class="pi" data-data='{"ctm":[1.000000,0.000000,0.000000,1.000000,0.000000,0.000000]}'></div></div> <div id="pf3" class="pf w0 h0" data-page-no="3"><div class="pc pc3 w0 h0"><img fetchpriority="low" loading="lazy" class="bi x0 y49 w5 he" alt="" src="https://files.passeidireto.com/40316294-24e6-4c97-a4f2-2422d13a07b7/bg3.png"><div class="t m0 x1 h3 y4a ff1 fs1 fc1 sc0 ls1 ws1">d<span class="_3 blank"></span>o<span class="_3 blank"></span> c<span class="_2 blank"> </span>r<span class="_2 blank"> </span>éd<span class="_0 blank"></span>i<span class="_2 blank"> </span>t<span class="_0 blank"></span>o p<span class="_3 blank"></span>a<span class="_3 blank"></span>ra r<span class="_2 blank"> </span>e<span class="_3 blank"></span>a<span class="_3 blank"></span>l<span class="_0 blank"></span>iza<span class="_0 blank"></span>r<span class="_2 blank"> </span> <span class="_2 blank"> </span>a<span class="_3 blank"></span> a<span class="_2 blank"> </span>v<span class="_4 blank"></span>a<span class="_2 blank"> </span>l<span class="_3 blank"></span>iação<span class="_0 blank"></span> <span class="_2 blank"> </span>d<span class="_3 blank"></span>o<span class="_3 blank"></span> r<span class="_2 blank"> </span>i<span class="_2 blank"> </span>s<span class="_0 blank"></span>c<span class="_5 blank"> </span>o<span class="_3 blank"></span> do<span class="_0 blank"></span> <span class="_2 blank"> </span>c<span class="_3 blank"></span>r<span class="_2 blank"> </span>e<span class="_3 blank"></span>d<span class="_3 blank"></span>o<span class="_3 blank"></span>r.<span class="_2 blank"> </span> <span class="_2 blank"> </span>O<span class="_4 blank"></span>s<span class="_3 blank"></span> Cs<span class="_3 blank"></span> do<span class="_0 blank"></span> <span class="_2 blank"> </span>c<span class="_2 blank"> </span>r<span class="_2 blank"> </span>é<span class="_3 blank"></span>d<span class="_3 blank"></span>it<span class="_3 blank"></span>o<span class="_3 blank"></span> </div><div class="t m0 x1 h3 y4b ff1 fs1 fc1 sc0 ls1 ws1">d<span class="_3 blank"></span>e<span class="_3 blank"></span>s<span class="_2 blank"> </span>t<span class="_0 blank"></span>acad<span class="_0 blank"></span>o p<span class="_3 blank"></span>e<span class="_2 blank"> </span>l<span class="_0 blank"></span>o a<span class="_3 blank"></span>u<span class="_2 blank"> </span>t<span class="_0 blank"></span>or <span class="_2 blank"> </span>s<span class="_3 blank"></span>ã<span class="_3 blank"></span>o<span class="_3 blank"></span>: <span class="_2 blank"> </span>Ca<span class="_0 blank"></span>r<span class="_2 blank"> </span>á<span class="_3 blank"></span>t<span class="_2 blank"> </span>e<span class="_3 blank"></span>r;<span class="_2 blank"> </span> <span class="_2 blank"> </span>C<span class="_3 blank"></span>a<span class="_3 blank"></span>p<span class="_3 blank"></span>a<span class="_3 blank"></span>c<span class="_2 blank"> </span>i<span class="_2 blank"> </span>d<span class="_3 blank"></span>a<span class="_3 blank"></span>d<span class="_3 blank"></span>e<span class="_3 blank"></span>; <span class="_2 blank"> </span>Ca<span class="_0 blank"></span>pit<span class="_0 blank"></span>a<span class="_2 blank"> </span>l<span class="_3 blank"></span>; <span class="_2 blank"> </span>Co<span class="_0 blank"></span>nd<span class="_0 blank"></span>i<span class="_2 blank"> </span>ç<span class="_2 blank"> </span>õ<span class="_3 blank"></span>e<span class="_3 blank"></span>s<span class="_3 blank"></span>; </div><div class="t m0 x1 h3 y4c ff1 fs1 fc1 sc0 ls1 ws1">Co<span class="_0 blank"></span>l<span class="_0 blank"></span>a<span class="_5 blank"> </span>t<span class="_0 blank"></span>era<span class="_2 blank"> </span>l<span class="_0 blank"></span>;<span class="_2 blank"> </span> <span class="_2 blank"> </span>e<span class="_3 blank"></span> Co<span class="_3 blank"></span>n<span class="_3 blank"></span>g<span class="_3 blank"></span>lo<span class="_2 blank"> </span>m<span class="_0 blank"></span>e<span class="_3 blank"></span>rad<span class="_0 blank"></span>o.<span class="_7 blank"> </span> </div><div class="t m0 x1 h3 y4d ff1 fs1 fc1 sc0 ls1 ws1"> </div><div class="t m0 x1 h3 y4e ff1 fs1 fc1 sc0 ls1 ws1"> </div><div class="t m0 x1 h3 y4f ff1 fs1 fc1 sc0 ls1 ws1">M<span class="_4 blank"></span>arq<span class="_3 blank"></span>u<span class="_2 blank"> </span>e a<span class="_3 blank"></span> alt<span class="_0 blank"></span>e<span class="ff2">rna<span class="_2 blank"> </span>t<span class="_0 blank"></span>i<span class="_1 blank"> </span>v<span class="_4 blank"></span>a<span class="_3 blank"></span> r<span class="_2 blank"> </span>e<span class="_3 blank"></span>l<span class="_0 blank"></span>aci<span class="_2 blank"> </span>o<span class="_3 blank"></span>n<span class="_3 blank"></span>a<span class="_2 blank"> </span>da<span class="_0 blank"></span> <span class="_2 blank"> </span>a<span class="_3 blank"></span> se<span class="_0 blank"></span>g<span class="_2 blank"> </span>uir <span class="_2 blank"> </span>qu<span class="_0 blank"></span>e ind<span class="_0 blank"></span>ic<span class="_5 blank"> </span>a<span class="_3 blank"></span> o \u201c<span class="_2 blank"> </span>C<span class="_4 blank"></span>\u201d<span class="_2 blank"> </span> qu<span class="_0 blank"></span>e s<span class="_3 blank"></span>e<span class="_3 blank"></span> r<span class="_2 blank"> </span>efe<span class="_3 blank"></span>re a<span class="_3 blank"></span>o<span class="_3 blank"></span> </span></div><div class="t m0 x1 h3 y50 ff1 fs1 fc1 sc0 ls1 ws1">fat<span class="_0 blank"></span>o<span class="_3 blank"></span>r <span class="_2 blank"> </span>q<span class="_3 blank"></span>u<span class="_3 blank"></span>e<span class="_3 blank"></span> <span class="_2 blank"> </span>ind<span class="_0 blank"></span>i<span class="_2 blank"> </span>c<span class="_2 blank"> </span>a<span class="_3 blank"></span> o q<span class="_3 blank"></span>u<span class="_3 blank"></span>e<span class="_3 blank"></span> po<span class="_0 blank"></span>de<span class="_0 blank"></span> <span class="_2 blank"> </span>o<span class="_3 blank"></span>c<span class="_2 blank"> </span>o<span class="_3 blank"></span>r<span class="_2 blank"> </span>r<span class="_2 blank"> </span>e<span class="_3 blank"></span>r <span class="_2 blank"> </span>n<span class="_3 blank"></span>o<span class="_3 blank"></span> am<span class="_4 blank"></span>b<span class="_3 blank"></span>ien<span class="_2 blank"> </span>t<span class="_0 blank"></span>e<span class="_3 blank"></span> <span class="_2 blank"> </span>e<span class="_2 blank"> </span>x<span class="_3 blank"></span>t<span class="_0 blank"></span>ern<span class="_3 blank"></span>o<span class="_3 blank"></span> à e<span class="_2 blank"> </span>m<span class="_0 blank"></span>p<span class="_3 blank"></span>resa o<span class="_3 blank"></span>u<span class="_3 blank"></span> a </div><div class="t m0 x1 h3 y51 ff1 fs1 fc1 sc0 ls1 ws1">p<span class="_3 blank"></span>rofiss<span class="_0 blank"></span>ão<span class="_0 blank"></span> <span class="_2 blank"> </span>d<span class="_3 blank"></span>e<span class="_3 blank"></span> u<span class="_5 blank"> </span>m<span class="_4 blank"></span>a p<span class="_3 blank"></span>e<span class="_3 blank"></span>s<span class="_2 blank"> </span>s<span class="_3 blank"></span>o<span class="_3 blank"></span>a<span class="_3 blank"></span> <span class="_2 blank"> </span>fí<span class="_2 blank"> </span>s<span class="_3 blank"></span>ic<span class="_2 blank"> </span>a q<span class="_3 blank"></span>u<span class="_3 blank"></span>e<span class="_3 blank"></span> po<span class="_0 blank"></span>de<span class="_0 blank"></span> <span class="_2 blank"> </span>g<span class="_3 blank"></span>e<span class="_3 blank"></span>r<span class="_2 blank"> </span>a<span class="_3 blank"></span>r <span class="_2 blank"> </span>inc<span class="_2 blank"> </span>e<span class="_3 blank"></span>rt<span class="_3 blank"></span>e<span class="_3 blank"></span>z<span class="_3 blank"></span>a<span class="_3 blank"></span>s<span class="_3 blank"></span> e<span class="_2 blank"> </span>m<span class="_0 blank"></span> r<span class="_2 blank"> </span>el<span class="_4 blank"></span>ação<span class="_0 blank"></span> <span class="_2 blank"> </span>a<span class="_2 blank"> </span>o </div><div class="t m0 x1 h3 y52 ff1 fs1 fc1 sc0 ls1 ws1">p<span class="_3 blank"></span>a<span class="_3 blank"></span>g<span class="_3 blank"></span>a<span class="_2 blank"> </span>m<span class="_4 blank"></span>e<span class="_5 blank"> </span>n<span class="_3 blank"></span>t<span class="_0 blank"></span>o d<span class="_2 blank"> </span>o c<span class="_2 blank"> </span>réd<span class="_0 blank"></span>i<span class="_2 blank"> </span>t<span class="_0 blank"></span>o c<span class="_2 blank"> </span>o<span class="_3 blank"></span>n<span class="_3 blank"></span>c<span class="_2 blank"> </span>ed<span class="_0 blank"></span>ido<span class="_0 blank"></span>.<span class="_1 blank"> </span> </div><div class="t m0 x1 h3 y53 ff1 fs2 fc2 sc0 ls1 ws1">N<span class="_3 blank"></span>ota:<span class="_2 blank"> </span> 0<span class="_0 blank"></span>.<span class="_2 blank"> </span>0<span class="_4 blank"></span><span class="fs1 fc1"> </span></div><div class="c x0 y54 w2 h4"><div class="t m0 x3 h5 y35 ff3 fs3 fc3 sc0 ls1 ws1"> </div></div><div class="c x4 y54 w3 h4"><div class="t m0 x5 h5 y55 ff3 fs3 fc3 sc0 ls1 ws1">A<span class="_2 blank"> </span> </div></div><div class="c x6 y54 w4 h4"><div class="t m0 x5 h5 y55 ff3 fs3 fc3 sc0 ls1 ws1">Carát<span class="_0 blank"></span>er.<span class="_5 blank"> </span> </div></div><div class="c x0 y56 w2 h4"><div class="t m0 x3 h5 y1a ff3 fs3 fc3 sc0 ls1 ws1"> </div></div><div class="c x4 y56 w3 h4"><div class="t m0 x5 h5 y1d ff3 fs3 fc3 sc0 ls1 ws1">B<span class="_2 blank"> </span> </div></div><div class="c x6 y56 w4 h4"><div class="t m0 x5 h5 y1d ff3 fs3 fc3 sc0 ls1 ws1">Capaci<span class="_4 blank"></span>d<span class="_5 blank"> </span>ade.<span class="_5 blank"> </span> </div></div><div class="c x0 y57 w2 ha"><div class="t m0 x3 h5 y1a ff3 fs3 fc3 sc0 ls1 ws1"> </div></div><div class="c x4 y57 w3 ha"><div class="t m0 x5 h5 y1d ff3 fs3 fc3 sc0 ls1 ws1">C<span class="_2 blank"> </span> </div></div><div class="c x6 y57 w4 ha"><div class="t m0 x5 h5 y1d ff3 fs3 fc3 sc0 ls1 ws1">Capit<span class="_0 blank"></span>a<span class="_1 blank"> </span>l<span class="_4 blank"></span>.<span class="_5 blank"> </span> </div></div><div class="c x0 y58 w2 hf"><div class="t m0 x3 h5 y59 ff3 fs3 fc3 sc0 ls1 ws1"> </div></div><div class="c x4 y58 w3 hf"><div class="t m0 x5 h5 y5a ff3 fs3 fc3 sc0 ls1 ws1">D<span class="_2 blank"> </span> </div></div><div class="c x6 y58 w4 hf"><div class="t m0 x5 h5 y5a ff3 fs3 fc3 sc0 ls1 ws1">Con<span class="_0 blank"></span>d<span class="_1 blank"> </span>i<span class="_4 blank"></span>çõe<span class="_2 blank"> </span>s.<span class="_1 blank"> </span> </div><div class="t m0 x5 h9 y5b ff5 fs4 fc3 sc0 ls1 ws1">A <span class="_2 blank"> </span>al<span class="_0 blank"></span>ternati<span class="_4 blank"></span>v<span class="_3 blank"></span>a<span class="_2 blank"> </span> D <span class="_2 blank"> </span>é<span class="_3 blank"></span> a<span class="_3 blank"></span> c<span class="_2 blank"> </span>o<span class="_3 blank"></span>rre<span class="_2 blank"> </span>t<span class="_4 blank"></span>a<span class="_2 blank"> </span>. <span class="_3 blank"></span>O <span class="_2 blank"> </span>\u201c<span class="_0 blank"></span>C\u201d<span class="_3 blank"></span> da <span class="_2 blank"> </span>C<span class="_4 blank"></span>O<span class="_2 blank"> </span>N<span class="_0 blank"></span>DIÇÃ<span class="_0 blank"></span>O<span class="_2 blank"> </span> <span class="_0 blank"></span>e<span class="_2 blank"> </span>stu<span class="_3 blank"></span>d<span class="_3 blank"></span>a <span class="_2 blank"> </span>o<span class="_3 blank"></span> <span class="_2 blank"> </span>f<span class="_4 blank"></span>a<span class="_2 blank"> </span>to<span class="_3 blank"></span>r c<span class="_2 blank"> </span>o<span class="_3 blank"></span>n<span class="_3 blank"></span>d<span class="_3 blank"></span>i<span class="_4 blank"></span>c<span class="_7 blank"> </span>i<span class="_4 blank"></span>o<span class="_3 blank"></span>n<span class="_3 blank"></span>a<span class="_2 blank"> </span>m<span class="_0 blank"></span>e<span class="_2 blank"> </span>n<span class="_3 blank"></span>t<span class="_5 blank"> </span>o<span class="_3 blank"></span>,<span class="_0 blank"></span> <span class="_2 blank"> </span>o<span class="_2 blank"> </span>u<span class="_3 blank"></span> s<span class="_2 blank"> </span>e<span class="_2 blank"> </span>j<span class="_4 blank"></span>a<span class="_2 blank"> </span>,<span class="_0 blank"></span> <span class="_2 blank"> </span>o<span class="_3 blank"></span> qu<span class="_0 blank"></span>e<span class="_2 blank"> </span> po<span class="_0 blank"></span>d<span class="_3 blank"></span>e<span class="_2 blank"> </span> oco<span class="_3 blank"></span>rre<span class="_2 blank"> </span>r no<span class="_0 blank"></span> <span class="_2 blank"> </span>a<span class="_0 blank"></span>m<span class="_3 blank"></span>b<span class="_2 blank"> </span>i<span class="_4 blank"></span>e<span class="_2 blank"> </span>n<span class="_3 blank"></span>te <span class="_2 blank"> </span>e<span class="_2 blank"> </span>x<span class="_3 blank"></span>tern<span class="_1 blank"> </span><span class="ff3">o<span class="_0 blank"></span> <span class="_2 blank"> </span>a<span class="_2 blank"> </span> <span class="_0 blank"></span>e<span class="_2 blank"> </span>m<span class="_3 blank"></span>p<span class="_0 blank"></span>re<span class="_2 blank"> </span>s<span class="_2 blank"> </span>a<span class="_0 blank"></span> <span class="_2 blank"> </span>o<span class="_3 blank"></span>u<span class="_3 blank"></span> a<span class="_2 blank"> </span> </span></div><div class="t m0 x5 h9 y24 ff3 fs4 fc3 sc0 ls1 ws1">p<span class="_3 blank"></span>ro<span class="_3 blank"></span>f<span class="_5 blank"> </span>i<span class="_0 blank"></span>ssã<span class="_2 blank"> </span>o<span class="_3 blank"></span> de <span class="_2 blank"> </span>u<span class="_3 blank"></span>m<span class="_0 blank"></span>a<span class="_2 blank"> </span> pe<span class="_0 blank"></span>ssoa <span class="_2 blank"> </span>fí<span class="_4 blank"></span>si<span class="_0 blank"></span>c<span class="_2 blank"> </span>a <span class="_2 blank"> </span>q<span class="_3 blank"></span>u<span class="_3 blank"></span>e<span class="_2 blank"> </span> po<span class="_0 blank"></span>d<span class="_3 blank"></span>e<span class="_2 blank"> </span> ger<span class="_0 blank"></span>ar <span class="_2 blank"> </span>i<span class="_4 blank"></span>nce<span class="_2 blank"> </span>rtez<span class="_3 blank"></span>as<span class="_3 blank"></span>. <span class="_2 blank"> </span>Au<span class="_3 blank"></span>l<span class="_4 blank"></span>a<span class="_2 blank"> </span> <span class="_2 blank"> </span>3<span class="_3 blank"></span>,<span class="_0 blank"></span> <span class="_2 blank"> </span>Tem<span class="_0 blank"></span>a<span class="_2 blank"> </span> <span class="_2 blank"> </span>4<span class="_3 blank"></span>,<span class="_0 blank"></span> <span class="_2 blank"> </span>p<span class="_3 blank"></span>ág. 10<span class="_0 blank"></span>.<span class="_2 blank"> </span> </div></div><div class="c x0 y5c w2 h4"><div class="t m0 x3 h5 y1a ff3 fs3 fc3 sc0 ls1 ws1"> </div></div><div class="c x4 y5c w3 h4"><div class="t m0 x5 h5 y1b ff3 fs3 fc3 sc0 ls1 ws1">E </div></div><div class="c x6 y5c w4 h4"><div class="t m0 x5 h5 y1b ff3 fs3 fc3 sc0 ls1 ws1">Col<span class="_4 blank"></span>a<span class="_1 blank"> </span>t<span class="_3 blank"></span>er<span class="_3 blank"></span>a<span class="_5 blank"> </span>l<span class="_3 blank"></span>.<span class="_1 blank"> </span> </div></div><div class="t m0 x7 h5 y5d ff3 fs3 fc3 sc0 ls1 ws1"> </div><div class="t m0 x1 h2 y5e ff1 fs0 fc0 sc0 ls1 ws1">Questão 4/5 - Gestão do Flux<span class="_0 blank"></span>o de Cai<span class="_5 blank"> </span>x<span class="_0 blank"></span>a e T<span class="_5 blank"> </span>esouraria<span class="_2 blank"> </span><span class="fs1 fc1"> </span></div><div class="t m0 x1 h3 y5f ff1 fs1 fc1 sc0 ls1 ws1">P<span class="_3 blank"></span>a<span class="_3 blank"></span>r<span class="_2 blank"> </span>a<span class="_3 blank"></span> H<span class="_0 blank"></span>o<span class="_2 blank"> </span>j<span class="_0 blank"></span>i<span class="_2 blank"> </span> <span class="_2 blank"> </span>(20<span class="_0 blank"></span>04<span class="_0 blank"></span>)<span class="_2 blank"> </span> <span class="_2 blank"> </span>o<span class="_3 blank"></span> Sis<span class="_3 blank"></span>t<span class="_0 blank"></span>e<span class="_2 blank"> </span>m<span class="_0 blank"></span>a<span class="_3 blank"></span> de<span class="_0 blank"></span> <span class="_7 blank"> </span>T<span class="_4 blank"></span>e<span class="_2 blank"> </span>s<span class="_3 blank"></span>o<span class="_3 blank"></span>u<span class="_3 blank"></span>rari<span class="_2 blank"> </span>a<span class="_3 blank"></span> c<span class="_2 blank"> </span>om<span class="_4 blank"></span>p<span class="_3 blank"></span>ree<span class="_0 blank"></span>n<span class="_5 blank"> </span>d<span class="_3 blank"></span>e<span class="_3 blank"></span> <span class="_2 blank"> </span>n<span class="_3 blank"></span>o<span class="_3 blank"></span> r<span class="_2 blank"> </span>e<span class="_3 blank"></span>g<span class="_3 blank"></span>is<span class="_2 blank"> </span>t<span class="_3 blank"></span>r<span class="_2 blank"> </span>o<span class="_3 blank"></span> do<span class="_0 blank"></span>s </div><div class="t m0 x1 h3 y60 ff1 fs1 fc1 sc0 ls1 ws1">fl<span class="_3 blank"></span>u<span class="_2 blank"> </span>x<span class="_4 blank"></span>o<span class="_2 blank"> </span>s<span class="_3 blank"></span> f<span class="_2 blank"> </span>ina<span class="_0 blank"></span>nceiros<span class="_0 blank"></span> <span class="_2 blank"> </span>d<span class="_3 blank"></span>a<span class="_3 blank"></span> <span class="_2 blank"> </span>o<span class="_3 blank"></span>rga<span class="_0 blank"></span>niz<span class="_3 blank"></span>a<span class="_3 blank"></span>ç<span class="_2 blank"> </span>ã<span class="_3 blank"></span>o<span class="_3 blank"></span>. <span class="_2 blank"> </span>Pe<span class="_0 blank"></span>r<span class="_2 blank"> </span>m<span class="_4 blank"></span>i<span class="_2 blank"> </span>t<span class="_0 blank"></span>e g<span class="_3 blank"></span>e<span class="_3 blank"></span>r<span class="_2 blank"> </span>ir<span class="_2 blank"> </span> c<span class="_5 blank"> </span>o<span class="_3 blank"></span>n<span class="_3 blank"></span>t<span class="_0 blank"></span>as<span class="_0 blank"></span> <span class="_2 blank"> </span>c<span class="_2 blank"> </span>o<span class="_3 blank"></span>rr<span class="_2 blank"> </span>en<span class="_0 blank"></span>t<span class="_3 blank"></span>e<span class="_3 blank"></span>s<span class="_3 blank"></span>, <span class="_2 blank"> </span>e<span class="_3 blank"></span>fet<span class="_0 blank"></span>u<span class="_2 blank"> </span>a<span class="_3 blank"></span>r<span class="_2 blank"> </span> </div><div class="t m0 x1 h3 y61 ff1 fs1 fc1 sc0 ls1 ws1">p<span class="_3 blank"></span>a<span class="_3 blank"></span>g<span class="_3 blank"></span>a<span class="_2 blank"> </span>m<span class="_4 blank"></span>e<span class="_5 blank"> </span>n<span class="_3 blank"></span>t<span class="_0 blank"></span>o<span class="_5 blank"> </span>s<span class="_3 blank"></span> e r<span class="_2 blank"> </span>e<span class="_3 blank"></span>c<span class="_2 blank"> </span>e<span class="_3 blank"></span>b<span class="_3 blank"></span>im<span class="_0 blank"></span>e<span class="_3 blank"></span>n<span class="_2 blank"> </span>t<span class="_0 blank"></span>os<span class="_0 blank"></span>,<span class="_2 blank"> </span> e<span class="_5 blank"> </span>x<span class="_3 blank"></span>e<span class="_3 blank"></span>c<span class="_2 blank"> </span>u<span class="_3 blank"></span>t<span class="_0 blank"></span>ar op<span class="_0 blank"></span>eraçõe<span class="_0 blank"></span>s<span class="_3 blank"></span> <span class="_2 blank"> </span>rela<span class="_3 blank"></span>c<span class="_2 blank"> </span>ion<span class="_0 blank"></span>ad<span class="_0 blank"></span>as<span class="_0 blank"></span> <span class="_2 blank"> </span>c<span class="_2 blank"> </span>o<span class="_3 blank"></span>m<span class="_4 blank"></span> <span class="_2 blank"> </span>c<span class="_2 blank"> </span>ai<span class="_5 blank"> </span>x<span class="_4 blank"></span>a<span class="_3 blank"></span> e </div><div class="t m0 x1 h3 y62 ff1 fs1 fc1 sc0 ls1 ws1">b<span class="_3 blank"></span>a<span class="_3 blank"></span>n<span class="_3 blank"></span>c<span class="_2 blank"> </span>o<span class="_3 blank"></span>s<span class="_3 blank"></span>. <span class="_2 blank"> </span>T<span class="_4 blank"></span>o<span class="_2 blank"> </span>do<span class="_0 blank"></span> <span class="_2 blank"> </span>s<span class="_3 blank"></span>is<span class="_2 blank"> </span>t<span class="_3 blank"></span>e<span class="_2 blank"> </span>m<span class="_4 blank"></span>a d<span class="_3 blank"></span>e<span class="_3 blank"></span> <span class="_1 blank"> </span>t<span class="_0 blank"></span>es<span class="_0 blank"></span>o<span class="_2 blank"> </span>uraria s<span class="_3 blank"></span>e<span class="_3 blank"></span> c<span class="_2 blank"> </span>en<span class="_0 blank"></span>t<span class="_3 blank"></span>r<span class="_2 blank"> </span>a<span class="_3 blank"></span>l<span class="_0 blank"></span>iza<span class="_0 blank"></span> <span class="_2 blank"> </span>n<span class="_2 blank"> </span>o<span class="_2 blank"> </span> <span class="_2 blank"> </span>c<span class="_2 blank"> </span>on<span class="_0 blank"></span>t<span class="_3 blank"></span>rol<span class="_0 blank"></span>e<span class="_3 blank"></span> d<span class="_2 blank"> </span>o fl<span class="_3 blank"></span>u<span class="_2 blank"> </span>x<span class="_4 blank"></span>o<span class="_3 blank"></span> d<span class="_2 blank"> </span>e </div><div class="t m0 x1 h3 y63 ff1 fs1 fc1 sc0 ls1 ws1">c<span class="_2 blank"> </span>a<span class="_3 blank"></span>ix<span class="_4 blank"></span>a<span class="_3 blank"></span>,<span class="_2 blank"> </span> o q<span class="_3 blank"></span>u<span class="_3 blank"></span>a<span class="_2 blank"> </span>l<span class="_0 blank"></span> <span class="_2 blank"> </span>é<span class="_3 blank"></span> al<span class="_0 blank"></span>i<span class="_1 blank"> </span>m<span class="_4 blank"></span>ent<span class="_3 blank"></span>a<span class="_3 blank"></span>d<span class="_2 blank"> </span>o<span class="_3 blank"></span> <span class="_2 blank"> </span>c<span class="_2 blank"> </span>o<span class="_3 blank"></span>m<span class="_4 blank"></span> <span class="_2 blank"> </span>a<span class="_3 blank"></span>s<span class="_3 blank"></span> i<span class="_2 blank"> </span>n<span class="_3 blank"></span>form<span class="_4 blank"></span>aç<span class="_2 blank"> </span>õ<span class="_3 blank"></span>e<span class="_2 blank"> </span>s<span class="_3 blank"></span> adv<span class="_4 blank"></span>i<span class="_2 blank"> </span>n<span class="_3 blank"></span>d<span class="_2 blank"> </span>a<span class="_3 blank"></span>s<span class="_3 blank"></span> do<span class="_0 blank"></span>:<span class="_8 blank"> </span> </div><div class="t m0 x1 h3 y64 ff1 fs1 fc1 sc0 ls1 ws1">A<span class="_3 blank"></span>s<span class="_3 blank"></span>s<span class="_3 blank"></span>inal<span class="_3 blank"></span>e<span class="_3 blank"></span> a a<span class="_2 blank"> </span>l<span class="_0 blank"></span>t<span class="_3 blank"></span>e<span class="_3 blank"></span>rn<span class="_5 blank"> </span>a<span class="_3 blank"></span>t<span class="_0 blank"></span>i<span class="_1 blank"> </span>va<span class="_0 blank"></span> <span class="_2 blank"> </span>c<span class="_2 blank"> </span>o<span class="_3 blank"></span>r<span class="_2 blank"> </span>r<span class="_2 blank"> </span>e<span class="_3 blank"></span>t<span class="_0 blank"></span>a<span class="_3 blank"></span> <span class="_2 blank"> </span>q<span class="_3 blank"></span>u<span class="_3 blank"></span>e<span class="_3 blank"></span> c<span class="_2 blank"> </span>on<span class="_0 blank"></span>t<span class="_3 blank"></span>e<span class="_2 blank"> </span>m<span class="_4 blank"></span>p<span class="_5 blank"> </span>l<span class="_0 blank"></span>e<span class="_3 blank"></span> <span class="_2 blank"> </span>a<span class="_3 blank"></span>s<span class="_3 blank"></span> áre<span class="_3 blank"></span>a<span class="_2 blank"> </span>s<span class="_3 blank"></span> <span class="_2 blank"> </span>q<span class="_3 blank"></span>u<span class="_3 blank"></span>e<span class="_3 blank"></span> a<span class="_2 blank"> </span>l<span class="_3 blank"></span>ime<span class="_3 blank"></span>n<span class="_3 blank"></span>ta<span class="_5 blank"> </span>m<span class="_4 blank"></span> <span class="_2 blank"> </span>o<span class="_3 blank"></span> </div><div class="t m0 x1 h3 y65 ff1 fs1 fc1 sc0 ls1 ws1">s<span class="_3 blank"></span>ist<span class="_4 blank"></span>e<span class="_5 blank"> </span>m<span class="_4 blank"></span>a d<span class="_2 blank"> </span>e t<span class="_0 blank"></span>e<span class="_2 blank"> </span>so<span class="_0 blank"></span>ura<span class="_3 blank"></span>r<span class="_2 blank"> </span>ia.<span class="_2 blank"> </span> </div><div class="t m0 x1 h3 y66 ff1 fs2 fc2 sc0 ls1 ws1">N<span class="_3 blank"></span>ota:<span class="_2 blank"> </span> 20<span class="_4 blank"></span>.<span class="_2 blank"> </span>0<span class="_0 blank"></span><span class="fs1 fc1"> </span></div><div class="c x0 y67 w2 h10"><div class="t m0 x3 h5 y68 ff3 fs3 fc3 sc0 ls1 ws1"> </div></div><div class="c x4 y67 w3 h10"><div class="t m0 x5 h5 y69 ff3 fs3 fc3 sc0 ls1 ws1">A<span class="_2 blank"> </span> </div></div><div class="c x6 y67 w4 h10"><div class="t m0 x5 h5 y69 ff3 fs3 fc3 sc0 ls1 ws1">Con<span class="_0 blank"></span>tr<span class="_0 blank"></span>o<span class="_1 blank"> </span>le<span class="_3 blank"></span> de <span class="_5 blank"> </span>fi<span class="_0 blank"></span>na<span class="_1 blank"> </span>n<span class="_4 blank"></span>c<span class="_1 blank"> </span>i<span class="_3 blank"></span>a<span class="_5 blank"> </span>m<span class="_4 blank"></span>e<span class="_5 blank"> </span>ntos<span class="_3 blank"></span> e <span class="_5 blank"> </span>i<span class="_3 blank"></span>nvestim<span class="_0 blank"></span>e<span class="_1 blank"> </span>nt<span class="_3 blank"></span>os <span class="_5 blank"> </span>fi<span class="_0 blank"></span>na<span class="_5 blank"> </span>n<span class="_0 blank"></span>ce<span class="_5 blank"> </span>ir<span class="_0 blank"></span>os, pr<span class="_2 blank"> </span>e<span class="_1 blank"> </span>vi<span class="_4 blank"></span>sã<span class="_3 blank"></span>o do<span class="_5 blank"> </span> <span class="_1 blank"> </span>f<span class="_3 blank"></span>l<span class="_3 blank"></span>uxo de ca<span class="_2 blank"> </span>ixa e<span class="_3 blank"></span> desp<span class="_2 blank"> </span>esas<span class="_3 blank"></span> ope<span class="_5 blank"> </span>rac<span class="_2 blank"> </span>i<span class="_4 blank"></span>o<span class="_1 blank"> </span>n<span class="_4 blank"></span>a<span class="_1 blank"> </span>i<span class="_2 blank"> </span>s e ad<span class="_2 blank"> </span>mi<span class="_0 blank"></span>nis<span class="_3 blank"></span>t<span class="_2 blank"> </span>rativas<span class="_3 blank"></span>.<span class="_7 blank"> </span> </div></div><div class="c x0 y6a w2 ha"><div class="t m0 x3 h5 y1a ff3 fs3 fc3 sc0 ls1 ws1"> </div></div><div class="c x4 y6a w3 ha"><div class="t m0 x5 h5 y1d ff3 fs3 fc3 sc0 ls1 ws1">B<span class="_2 blank"> </span> </div></div><div class="c x6 y6a w4 ha"><div class="t m0 x5 h5 y1d ff3 fs3 fc3 sc0 ls1 ws1">Con<span class="_0 blank"></span>ta<span class="_3 blank"></span>s <span class="_5 blank"> </span>a pa<span class="_5 blank"> </span>g<span class="_0 blank"></span>ar<span class="_3 blank"></span> e a <span class="_5 blank"> </span>re<span class="_3 blank"></span>ceber<span class="_0 blank"></span>, d<span class="_1 blank"> </span>espe<span class="_3 blank"></span>sas<span class="_3 blank"></span> op<span class="_5 blank"> </span>erac<span class="_2 blank"> </span>io<span class="_2 blank"> </span>n<span class="_0 blank"></span>a<span class="_5 blank"> </span>i<span class="_4 blank"></span>s e <span class="_5 blank"> </span>ad<span class="_5 blank"> </span>mi<span class="_0 blank"></span>nis<span class="_2 blank"> </span>t<span class="_3 blank"></span>rativa<span class="_3 blank"></span>s e c<span class="_2 blank"> </span>e<span class="_1 blank"> </span>n<span class="_4 blank"></span>tr<span class="_3 blank"></span>a<span class="_5 blank"> </span>l<span class="_3 blank"></span>i<span class="_3 blank"></span>za<span class="_5 blank"> </span>ção do ca<span class="_2 blank"> </span>ixa<span class="_3 blank"></span>.<span class="_6 blank"> </span> </div></div><div class="c x0 y6b w2 ha"><div class="t m0 x3 h5 y1a ff3 fs3 fc3 sc0 ls1 ws1"> </div></div><div class="c x4 y6b w3 ha"><div class="t m0 x5 h5 y1d ff3 fs3 fc3 sc0 ls1 ws1">C<span class="_2 blank"> </span> </div></div><div class="c x6 y6b w4 ha"><div class="t m0 x5 h5 y1d ff3 fs3 fc3 sc0 ls1 ws1">D<span class="_3 blank"></span>es<span class="_3 blank"></span>pesa<span class="_2 blank"> </span>s oper<span class="_3 blank"></span>ac<span class="_2 blank"> </span>io<span class="_5 blank"> </span>n<span class="_0 blank"></span>a<span class="_5 blank"> </span>i<span class="_4 blank"></span>s <span class="_5 blank"> </span>e ad<span class="_5 blank"> </span>m<span class="_3 blank"></span>i<span class="_3 blank"></span>ni<span class="_3 blank"></span>s<span class="_5 blank"> </span>t<span class="_3 blank"></span>ra<span class="_2 blank"> </span>t<span class="_2 blank"> </span>iv<span class="_4 blank"></span>as, c<span class="_2 blank"> </span>e<span class="_1 blank"> </span>n<span class="_0 blank"></span>t<span class="_3 blank"></span>r<span class="_3 blank"></span>a<span class="_5 blank"> </span>li<span class="_0 blank"></span>za<span class="_5 blank"> </span>ção do ca<span class="_2 blank"> </span>ixa e<span class="_3 blank"></span> co<span class="_5 blank"> </span>n<span class="_0 blank"></span>t<span class="_2 blank"> </span>ro<span class="_5 blank"> </span>l<span class="_4 blank"></span>e de <span class="_5 blank"> </span>fi<span class="_0 blank"></span>na<span class="_5 blank"> </span>n<span class="_0 blank"></span>c<span class="_5 blank"> </span>ia<span class="_2 blank"> </span>m<span class="_4 blank"></span>e<span class="_1 blank"> </span>nt<span class="_3 blank"></span>os <span class="_5 blank"> </span>e <span class="_5 blank"> </span>inves<span class="_3 blank"></span>t<span class="_2 blank"> </span>i<span class="_3 blank"></span>m<span class="_3 blank"></span>e<span class="_5 blank"> </span>ntos<span class="_3 blank"></span> <span class="_5 blank"> </span>fi<span class="_3 blank"></span>na<span class="_5 blank"> </span>n<span class="_0 blank"></span>ce<span class="_2 blank"> </span>ir<span class="_3 blank"></span>os.<span class="_1 blank"> </span> </div></div><div class="c x0 y6c w2 h11"><div class="t m0 x3 h5 y6d ff3 fs3 fc3 sc0 ls1 ws1"> </div></div><div class="c x4 y6c w3 h11"><div class="t m0 x5 h5 y6e ff3 fs3 fc3 sc0 ls1 ws1">D<span class="_2 blank"> </span> </div></div><div class="c x6 y6c w4 h11"><div class="t m0 x5 h5 y6e ff3 fs3 fc3 sc0 ls1 ws1">Con<span class="_0 blank"></span>ta<span class="_3 blank"></span>s <span class="_5 blank"> </span>a pa<span class="_5 blank"> </span>g<span class="_0 blank"></span>ar<span class="_3 blank"></span> e a <span class="_5 blank"> </span>re<span class="_3 blank"></span>ceber<span class="_0 blank"></span>, <span class="_1 blank"> </span>co<span class="_5 blank"> </span>n<span class="_0 blank"></span>t<span class="_3 blank"></span>ro<span class="_5 blank"> </span>l<span class="_3 blank"></span>e de <span class="_5 blank"> </span>fi<span class="_0 blank"></span>na<span class="_5 blank"> </span>n<span class="_0 blank"></span>c<span class="_5 blank"> </span>ia<span class="_2 blank"> </span>m<span class="_4 blank"></span>e<span class="_1 blank"> </span>nt<span class="_3 blank"></span>os e<span class="_3 blank"></span> <span class="_5 blank"> </span>inv<span class="_4 blank"></span>e<span class="_5 blank"> </span>st<span class="_2 blank"> </span>im<span class="_0 blank"></span>e<span class="_5 blank"> </span>ntos<span class="_3 blank"></span> <span class="_1 blank"> </span>f<span class="_3 blank"></span>i<span class="_3 blank"></span>na<span class="_5 blank"> </span>n<span class="_0 blank"></span>ce<span class="_5 blank"> </span>i<span class="_3 blank"></span>ros<span class="_3 blank"></span> e ce<span class="_2 blank"> </span>ntr<span class="_3 blank"></span>a<span class="_5 blank"> </span>l<span class="_3 blank"></span>i<span class="_3 blank"></span>zaçã<span class="_3 blank"></span>o do <span class="_5 blank"> </span>ca<span class="_5 blank"> </span>ixa.<span class="_1 blank"> </span> </div></div><div class="c x0 y6f w2 h4"><div class="t m0 x3 h5 y1a ff3 fs3 fc3 sc0 ls1 ws1"> </div></div><div class="c x4 y6f w3 h4"><div class="t m0 x5 h5 y70 ff3 fs3 fc3 sc0 ls1 ws1">E </div></div><div class="c x6 y6f w4 h4"><div class="t m0 x5 h5 y70 ff3 fs3 fc3 sc0 ls1 ws1">Con<span class="_0 blank"></span>ta<span class="_3 blank"></span>s <span class="_5 blank"> </span>a pa<span class="_5 blank"> </span>g<span class="_0 blank"></span>ar<span class="_3 blank"></span> e a <span class="_5 blank"> </span>re<span class="_3 blank"></span>ceber<span class="_0 blank"></span>, <span class="_1 blank"> </span>co<span class="_5 blank"> </span>n<span class="_0 blank"></span>t<span class="_3 blank"></span>ro<span class="_5 blank"> </span>l<span class="_3 blank"></span>e de <span class="_5 blank"> </span>fi<span class="_0 blank"></span>na<span class="_5 blank"> </span>n<span class="_0 blank"></span>c<span class="_5 blank"> </span>ia<span class="_2 blank"> </span>m<span class="_4 blank"></span>e<span class="_1 blank"> </span>nt<span class="_3 blank"></span>os e<span class="_3 blank"></span> <span class="_5 blank"> </span>inv<span class="_4 blank"></span>e<span class="_5 blank"> </span>st<span class="_2 blank"> </span>im<span class="_0 blank"></span>e<span class="_5 blank"> </span>ntos<span class="_3 blank"></span> <span class="_1 blank"> </span>f<span class="_3 blank"></span>i<span class="_3 blank"></span>na<span class="_5 blank"> </span>n<span class="_0 blank"></span>ce<span class="_5 blank"> </span>i<span class="_3 blank"></span>ros<span class="_3 blank"></span> e pr<span class="_3 blank"></span>e<span class="_5 blank"> </span>vis<span class="_3 blank"></span>ão do <span class="_5 blank"> </span>fl<span class="_0 blank"></span>uxo de <span class="_6 blank"> </span>ca<span class="_5 blank"> </span>ix<span class="_4 blank"></span>a.<span class="_5 blank"> </span> </div></div></div><div class="pi" data-data='{"ctm":[1.000000,0.000000,0.000000,1.000000,0.000000,0.000000]}'></div></div> <div id="pf4" class="pf w0 h0" data-page-no="4"><div class="pc pc4 w0 h0"><img fetchpriority="low" loading="lazy" class="bi x0 y71 w5 h12" alt="" src="https://files.passeidireto.com/40316294-24e6-4c97-a4f2-2422d13a07b7/bg4.png"><div class="c x6 y72 w4 h13"><div class="t m0 x5 h8 y64 ff4 fs4 fc3 sc0 ls1 ws1">V<span class="_0 blank"></span>o<span class="_2 blank"> </span>c<span class="_3 blank"></span>ê<span class="_1 blank"> </span> a<span class="_4 blank"></span>c<span class="_3 blank"></span>e<span class="_1 blank"> </span>r<span class="_3 blank"></span>to<span class="_2 blank"> </span>u<span class="_3 blank"></span>!<span class="_0 blank"></span><span class="ff3"> </span></div><div class="t m0 x5 h9 y73 ff3 fs4 fc3 sc0 ls1 ws1">P<span class="_2 blank"> </span>á<span class="_2 blank"> </span>g<span class="_3 blank"></span> 13<span class="_0 blank"></span> <span class="_3 blank"></span><span class="ff5 ls4">\u2013<span class="ff3 ls1"> A<span class="_2 blank"> </span>u<span class="_3 blank"></span>l<span class="_4 blank"></span>a<span class="_2 blank"> </span> 3 d<span class="_3 blank"></span>a<span class="_2 blank"> </span> di<span class="_4 blank"></span>sc<span class="_2 blank"> </span>i<span class="_4 blank"></span>p<span class="_2 blank"> </span>li<span class="_4 blank"></span>na.<span class="_2 blank"> </span> </span></span></div><div class="t m0 x5 h9 y74 ff3 fs4 fc3 sc0 ls1 ws1">Al<span class="_0 blank"></span>tern<span class="_3 blank"></span>a<span class="_2 blank"> </span>ti<span class="_4 blank"></span>v<span class="_3 blank"></span>a <span class="_2 blank"> </span>c<span class="_2 blank"> </span>o<span class="_3 blank"></span>rreta<span class="_2 blank"> </span> de l<span class="_0 blank"></span>e<span class="_2 blank"> </span>tra<span class="_0 blank"></span> E,<span class="_0 blank"></span> <span class="_2 blank"> </span>c<span class="_2 blank"> </span>o<span class="_3 blank"></span>n<span class="_0 blank"></span>form<span class="_0 blank"></span>e<span class="_2 blank"> </span> fi<span class="_0 blank"></span>g<span class="_3 blank"></span>u<span class="_0 blank"></span>ra<span class="_2 blank"> </span> <span class="_2 blank"> </span>a<span class="_2 blank"> </span> s<span class="_2 blank"> </span>egu<span class="_0 blank"></span>i<span class="_0 blank"></span>r:<span class="_2 blank"> </span> </div><div class="t m0 x5 h9 y75 ff3 fs4 fc3 sc0 ls1 ws1"> </div><div class="t m0 x8 h9 y3e ff3 fs4 fc3 sc0 ls1 ws1"> </div></div><div class="t m0 x7 h5 y76 ff3 fs3 fc3 sc0 ls1 ws1"> </div><div class="t m0 x1 h2 y77 ff1 fs0 fc0 sc0 ls1 ws1">Questão 5/5 - A<span class="_0 blank"></span>nálise de Crédito e Risco<span class="_1 blank"> </span><span class="fs1 fc1"> </span></div><div class="t m0 x1 h3 y78 ff1 fs1 fc1 sc0 ls1 ws1">A<span class="_3 blank"></span> <span class="_2 blank"> </span>p<span class="_3 blank"></span>ri<span class="_2 blank"> </span>n<span class="_3 blank"></span>c<span class="_2 blank"> </span>ipa<span class="_0 blank"></span>l<span class="_3 blank"></span> m<span class="_0 blank"></span>a<span class="_3 blank"></span>téria p<span class="_3 blank"></span>r<span class="_2 blank"> </span>im<span class="_0 blank"></span>a<span class="_3 blank"></span> do<span class="_0 blank"></span> <span class="_2 blank"> </span>t<span class="_0 blank"></span>r<span class="_2 blank"> </span>a<span class="_3 blank"></span>b<span class="_3 blank"></span>a<span class="_2 blank"> </span>l<span class="_0 blank"></span>ho<span class="_0 blank"></span> <span class="_2 blank"> </span>d<span class="_2 blank"> </span>e a<span class="_3 blank"></span>n<span class="_3 blank"></span>á<span class="_2 blank"> </span>l<span class="_0 blank"></span>i<span class="_2 blank"> </span>s<span class="_3 blank"></span>e<span class="_3 blank"></span> de<span class="_0 blank"></span> <span class="_2 blank"> </span>c<span class="_2 blank"> </span>r<span class="_2 blank"> </span>é<span class="_3 blank"></span>d<span class="_3 blank"></span>it<span class="_3 blank"></span>o<span class="_3 blank"></span> é a<span class="_3 blank"></span> i<span class="_2 blank"> </span>n<span class="_3 blank"></span>form<span class="_4 blank"></span>aç<span class="_2 blank"> </span>ã<span class="_3 blank"></span>o<span class="_3 blank"></span>. </div><div class="t m0 x1 h3 y79 ff1 fs1 fc1 sc0 ls1 ws1">Q<span class="_4 blank"></span>u<span class="_2 blank"> </span>an<span class="_0 blank"></span>do<span class="_0 blank"></span> <span class="_2 blank"> </span>fa<span class="_5 blank"> </span>l<span class="_0 blank"></span>a<span class="_2 blank"> </span>m<span class="_0 blank"></span>o<span class="_3 blank"></span>s<span class="_3 blank"></span> e<span class="_5 blank"> </span>m<span class="_4 blank"></span> <span class="_5 blank"> </span>info<span class="_3 blank"></span>r<span class="_2 blank"> </span>m<span class="_4 blank"></span>ação<span class="_0 blank"></span>,<span class="_2 blank"> </span> est<span class="_3 blank"></span>a<span class="_2 blank"> </span>m<span class="_4 blank"></span>o<span class="_5 blank"> </span>s<span class="_3 blank"></span> no<span class="_0 blank"></span>s <span class="_2 blank"> </span>r<span class="_2 blank"> </span>e<span class="_3 blank"></span>feri<span class="_2 blank"> </span>n<span class="_3 blank"></span>d<span class="_3 blank"></span>o<span class="_3 blank"></span> àq<span class="_0 blank"></span>uel<span class="_3 blank"></span>a<span class="_3 blank"></span> que p<span class="_3 blank"></span>o<span class="_3 blank"></span>s<span class="_2 blank"> </span>s<span class="_3 blank"></span>a<span class="_3 blank"></span> </div><div class="t m0 x1 h3 y7a ff1 fs1 fc1 sc0 ls1 ws1">s<span class="_3 blank"></span>u<span class="_3 blank"></span>p<span class="_3 blank"></span>o<span class="_3 blank"></span>rt<span class="_2 blank"> </span>a<span class="_3 blank"></span>r<span class="_2 blank"> </span> um<span class="_4 blank"></span>a<span class="_3 blank"></span> de<span class="_0 blank"></span>c<span class="_2 blank"> </span>i<span class="_2 blank"> </span>s<span class="_3 blank"></span>ã<span class="_3 blank"></span>o<span class="_3 blank"></span> d<span class="_5 blank"> </span>e<span class="_3 blank"></span> c<span class="_5 blank"> </span>r<span class="_2 blank"> </span>é<span class="_3 blank"></span>d<span class="_3 blank"></span>it<span class="_0 blank"></span>o s<span class="_3 blank"></span>e<span class="_3 blank"></span>g<span class="_3 blank"></span>u<span class="_3 blank"></span>r<span class="_2 blank"> </span>a<span class="_3 blank"></span> e b<span class="_3 blank"></span>e<span class="_2 blank"> </span>m<span class="_0 blank"></span> e<span class="_2 blank"> </span>m<span class="_0 blank"></span>b<span class="_3 blank"></span>a<span class="_3 blank"></span>s<span class="_2 blank"> </span>a<span class="_3 blank"></span>d<span class="_3 blank"></span>a<span class="_3 blank"></span>. <span class="_2 blank"> </span>De<span class="_0 blank"></span>s<span class="_5 blank"> </span>s<span class="_3 blank"></span>a<span class="_3 blank"></span> f<span class="_2 blank"> </span>o<span class="_3 blank"></span>r<span class="_2 blank"> </span>m<span class="_4 blank"></span>a, </div><div class="t m0 x1 h3 y7b ff1 fs1 fc1 sc0 ls1 ws1">d<span class="_3 blank"></span>e<span class="_2 blank"> </span>v<span class="_4 blank"></span>e<span class="_3 blank"></span> se<span class="_0 blank"></span>r<span class="_2 blank"> </span> a<span class="_5 blank"> </span>m<span class="_4 blank"></span>p<span class="_5 blank"> </span>l<span class="_0 blank"></span>a e est<span class="_0 blank"></span>ar <span class="_2 blank"> </span>s<span class="_3 blank"></span>e<span class="_2 blank"> </span>m<span class="_4 blank"></span>pre a<span class="_3 blank"></span>tual<span class="_3 blank"></span>iz<span class="_3 blank"></span>a<span class="_3 blank"></span>d<span class="_2 blank"> </span>a.<span class="_2 blank"> </span> </div><div class="t m0 x1 h3 y7c ff1 fs1 fc1 sc0 ls1 ws1">A<span class="_3 blank"></span>n<span class="_3 blank"></span>a<span class="_3 blank"></span>l<span class="_0 blank"></span>i<span class="_2 blank"> </span>s<span class="_2 blank"> </span>e<span class="_3 blank"></span> as<span class="_0 blank"></span> <span class="_2 blank"> </span>p<span class="_3 blank"></span>r<span class="_2 blank"> </span>o<span class="_3 blank"></span>p<span class="_3 blank"></span>o<span class="_2 blank"> </span>s<span class="_3 blank"></span>iç<span class="_2 blank"> </span>õe<span class="_0 blank"></span>s e<span class="_3 blank"></span> m<span class="_0 blank"></span>a<span class="_3 blank"></span>r<span class="_2 blank"> </span>q<span class="_3 blank"></span>u<span class="_2 blank"> </span>e<span class="_3 blank"></span> a c<span class="_2 blank"> </span>orr<span class="_2 blank"> </span>e<span class="_3 blank"></span>t<span class="_0 blank"></span>a<span class="_3 blank"></span>.<span class="_1 blank"> </span> </div><div class="t m0 x1 h3 y7d ff1 fs1 fc1 sc0 ls1 ws1"> </div><div class="t m0 x1 h3 y7e ff1 fs1 fc1 sc0 ls1 ws1">O<span class="_4 blank"></span>s<span class="_3 blank"></span> <span class="_2 blank"> </span>p<span class="_3 blank"></span>ri<span class="_2 blank"> </span>n<span class="_3 blank"></span>c<span class="_2 blank"> </span>ipa<span class="_0 blank"></span>i<span class="_2 blank"> </span>s<span class="_3 blank"></span> el<span class="_0 blank"></span>e<span class="_2 blank"> </span>m<span class="_4 blank"></span>e<span class="_5 blank"> </span>n<span class="_3 blank"></span>tos<span class="_0 blank"></span> <span class="_2 blank"> </span>a<span class="_3 blank"></span> se<span class="_0 blank"></span>r<span class="_2 blank"> </span>e<span class="_2 blank"> </span>m<span class="_0 blank"></span> c<span class="_2 blank"> </span>on<span class="_0 blank"></span>sid<span class="_3 blank"></span>e<span class="_3 blank"></span>rad<span class="_0 blank"></span>o<span class="_5 blank"> </span>s<span class="_3 blank"></span> ao<span class="_0 blank"></span> <span class="_2 blank"> </span>s<span class="_3 blank"></span>e<span class="_3 blank"></span> <span class="_1 blank"> </span>f<span class="_2 blank"> </span>a<span class="_3 blank"></span>z<span class="_3 blank"></span>e<span class="_3 blank"></span>r <span class="_2 blank"> </span>o<span class="_3 blank"></span> <span class="_2 blank"> </span>l<span class="_0 blank"></span>e<span class="_2 blank"> </span>v<span class="_3 blank"></span>a<span class="_3 blank"></span>n<span class="_2 blank"> </span>t<span class="_3 blank"></span>a<span class="_2 blank"> </span>m<span class="_4 blank"></span>e<span class="_5 blank"> </span>n<span class="_3 blank"></span>t<span class="_0 blank"></span>o </div><div class="t m0 x1 h3 y7f ff1 fs1 fc1 sc0 ls1 ws1">d<span class="_3 blank"></span>o<span class="_3 blank"></span> his<span class="_3 blank"></span>t<span class="_0 blank"></span>óric<span class="_2 blank"> </span>o d<span class="_3 blank"></span>o<span class="_3 blank"></span> c<span class="_5 blank"> </span>l<span class="_0 blank"></span>i<span class="_2 blank"> </span>e<span class="_3 blank"></span>n<span class="_3 blank"></span>t<span class="_0 blank"></span>e<span class="_3 blank"></span> <span class="_2 blank"> </span>s<span class="_2 blank"> </span>ã<span class="_3 blank"></span>o<span class="_3 blank"></span>:<span class="_5 blank"> </span> </div><div class="t m0 x1 h3 y80 ff1 fs2 fc2 sc0 ls1 ws1">N<span class="_3 blank"></span>ota:<span class="_2 blank"> </span> 0<span class="_0 blank"></span>.<span class="_2 blank"> </span>0<span class="_4 blank"></span><span class="fs1 fc1"> </span></div><div class="c x0 y81 w2 ha"><div class="t m0 x3 h5 y1a ff3 fs3 fc3 sc0 ls1 ws1"> </div></div><div class="c x4 y81 w3 ha"><div class="t m0 x5 h5 y1d ff3 fs3 fc3 sc0 ls1 ws1">A<span class="_2 blank"> </span> </div></div><div class="c x6 y81 w4 ha"><div class="t m0 x5 h5 y1d ff3 fs3 fc3 sc0 ls1 ws1">D<span class="_3 blank"></span>ados<span class="_3 blank"></span> eco<span class="_5 blank"> </span>n<span class="_0 blank"></span>ô<span class="_5 blank"> </span>mi<span class="_0 blank"></span>co-<span class="_7 blank"> </span>fi<span class="_3 blank"></span>n<span class="_0 blank"></span>a<span class="_5 blank"> </span>n<span class="_0 blank"></span>c<span class="_5 blank"> </span>e<span class="_5 blank"> </span>i<span class="_4 blank"></span>ro<span class="_2 blank"> </span>s <span class="ff5 ws2">\u2013</span> C<span class="_2 blank"> </span>o<span class="_1 blank"> </span>m<span class="_4 blank"></span>por<span class="_2 blank"> </span>ta<span class="_2 blank"> </span>m<span class="_4 blank"></span>e<span class="_5 blank"> </span>nto pr<span class="_0 blank"></span>e<span class="_1 blank"> </span>g<span class="_0 blank"></span>r<span class="_2 blank"> </span>ess<span class="_3 blank"></span>o do c<span class="_5 blank"> </span>li<span class="_0 blank"></span>e<span class="_5 blank"> </span>nte pe<span class="_3 blank"></span>ra<span class="_2 blank"> </span>nte<span class="_3 blank"></span> a e<span class="_5 blank"> </span>m<span class="_4 blank"></span>p<span class="_5 blank"> </span>res<span class="_3 blank"></span>a <span class="_2 blank"> </span><span class="ff5 ws2">\u2013</span> <span class="_1 blank"> </span>R<span class="_0 blank"></span>e<span class="_5 blank"> </span>f<span class="_0 blank"></span>e<span class="_5 blank"> </span>rê<span class="_2 blank"> </span>n<span class="_0 blank"></span>c<span class="_5 blank"> </span>ia<span class="_3 blank"></span>s F<span class="_1 blank"> </span>i<span class="_3 blank"></span>nan<span class="_4 blank"></span>ce<span class="_5 blank"> </span>ir<span class="_0 blank"></span>as.<span class="_1 blank"> </span> </div></div><div class="c x0 y82 w2 h4"><div class="t m0 x3 h5 y1a ff3 fs3 fc3 sc0 ls1 ws1"> </div></div><div class="c x4 y82 w3 h4"><div class="t m0 x5 h5 y1b ff3 fs3 fc3 sc0 ls1 ws1">B<span class="_2 blank"> </span> </div></div><div class="c x6 y82 w4 h4"><div class="t m0 x5 h5 y1b ff3 fs3 fc3 sc0 ls1 ws1">R<span class="_0 blank"></span>e<span class="_1 blank"> </span>f<span class="_4 blank"></span>e<span class="_5 blank"> </span>rê<span class="_2 blank"> </span>n<span class="_0 blank"></span>c<span class="_5 blank"> </span>i<span class="_4 blank"></span>a<span class="_5 blank"> </span>s F<span class="_1 blank"> </span>i<span class="_3 blank"></span>n<span class="_4 blank"></span>a<span class="_1 blank"> </span>n<span class="_0 blank"></span>ce<span class="_2 blank"> </span>ir<span class="_3 blank"></span>as<span class="_3 blank"></span> <span class="_2 blank"> </span><span class="ff5 ls2">\u2013</span> <span class="_5 blank"> </span>D<span class="_3 blank"></span>ados M<span class="_2 blank"> </span>acr<span class="_3 blank"></span>oeco<span class="_5 blank"> </span>n<span class="_0 blank"></span>ô<span class="_5 blank"> </span>mi<span class="_0 blank"></span>cos <span class="ff5 ws2">\u2013</span> C<span class="_2 blank"> </span>o<span class="_5 blank"> </span>mpor<span class="_3 blank"></span>t<span class="_2 blank"> </span>a<span class="_5 blank"> </span>m<span class="_4 blank"></span>e<span class="_5 blank"> </span>nto <span class="_5 blank"> </span>m<span class="_4 blank"></span>éd<span class="_5 blank"> </span>i<span class="_3 blank"></span>a te<span class="_2 blank"> </span>mpor<span class="_3 blank"></span>ár<span class="_2 blank"> </span>i<span class="_3 blank"></span>a de pe<span class="_2 blank"> </span>r<span class="_5 blank"> </span>m<span class="_4 blank"></span>a<span class="_5 blank"> </span>n<span class="_0 blank"></span>ê<span class="_5 blank"> </span>n<span class="_0 blank"></span>c<span class="_5 blank"> </span>ia <span class="_2 blank"> </span>n<span class="_0 blank"></span>a<span class="_2 blank"> </span> e<span class="_5 blank"> </span>mpr<span class="_0 blank"></span>esa.<span class="_5 blank"> </span> </div></div><div class="c x0 y83 w2 h14"><div class="t m0 x3 h5 y84 ff3 fs3 fc3 sc0 ls1 ws1"> </div></div><div class="c x4 y83 w3 h14"><div class="t m0 x5 h5 y85 ff3 fs3 fc3 sc0 ls1 ws1">C<span class="_2 blank"> </span> </div></div><div class="c x6 y83 w4 h14"><div class="t m0 x5 h5 y85 ff3 fs3 fc3 sc0 ls1 ws1">R<span class="_0 blank"></span>e<span class="_1 blank"> </span>f<span class="_4 blank"></span>e<span class="_5 blank"> </span>rê<span class="_2 blank"> </span>n<span class="_0 blank"></span>c<span class="_5 blank"> </span>i<span class="_4 blank"></span>a<span class="_5 blank"> </span>s C<span class="_2 blank"> </span>o<span class="_5 blank"> </span>m<span class="_4 blank"></span>er<span class="_3 blank"></span>c<span class="_5 blank"> </span>ia<span class="_2 blank"> </span>i<span class="_4 blank"></span>s <span class="ff5 ls2">\u2013</span> <span class="_1 blank"> </span>D<span class="_3 blank"></span>ados<span class="_3 blank"></span> e<span class="_5 blank"> </span>co<span class="_5 blank"> </span>n<span class="_0 blank"></span>ô<span class="_1 blank"> </span>m<span class="_3 blank"></span>i<span class="_3 blank"></span>co-<span class="_5 blank"> </span>fi<span class="_0 blank"></span>na<span class="_5 blank"> </span>n<span class="_0 blank"></span>ce<span class="_5 blank"> </span>ir<span class="_0 blank"></span>os <span class="ff5 ws2">\u2013</span> C<span class="_2 blank"> </span>o<span class="_1 blank"> </span>m<span class="_4 blank"></span>po<span class="_5 blank"> </span>rt<span class="_0 blank"></span>a<span class="_1 blank"> </span>m<span class="_3 blank"></span>e<span class="_5 blank"> </span>n<span class="_0 blank"></span>t<span class="_3 blank"></span>o pr<span class="_2 blank"> </span>e<span class="_1 blank"> </span>g<span class="_4 blank"></span>res<span class="_3 blank"></span>so do <span class="_5 blank"> </span>c<span class="_5 blank"> </span>li<span class="_0 blank"></span>e<span class="_5 blank"> </span>n<span class="_0 blank"></span>te<span class="_3 blank"></span> pe<span class="_5 blank"> </span>ra<span class="_5 blank"> </span>n<span class="_0 blank"></span>t<span class="_3 blank"></span>e a <span class="_2 blank"> </span>e<span class="_1 blank"> </span>m<span class="_4 blank"></span>pr<span class="_3 blank"></span>es<span class="_3 blank"></span>a.<span class="_7 blank"> </span> </div><div class="t m0 x5 h9 y23 ff3 fs4 fc3 sc0 ls1 ws1">Os <span class="_2 blank"> </span>p<span class="_3 blank"></span>ri<span class="_4 blank"></span>ncip<span class="_3 blank"></span>ai<span class="_0 blank"></span>s <span class="_2 blank"> </span>el<span class="_0 blank"></span>em<span class="_3 blank"></span>e<span class="_2 blank"> </span>n<span class="_3 blank"></span>to<span class="_0 blank"></span>s<span class="_2 blank"> </span> sã<span class="_2 blank"> </span>o:<span class="_4 blank"></span> Re<span class="_2 blank"> </span>fe<span class="_2 blank"> </span>rênci<span class="_4 blank"></span>a<span class="_2 blank"> </span>s<span class="_2 blank"> </span> Com<span class="_0 blank"></span>er<span class="_0 blank"></span>c<span class="_2 blank"> </span>i<span class="_4 blank"></span>a<span class="_2 blank"> </span>i<span class="_4 blank"></span>s<span class="_2 blank"> </span> <span class="_5 blank"> </span><span class="ff5 ls5">\u2013</span> <span class="_2 blank"> </span>Da<span class="_2 blank"> </span>d<span class="_3 blank"></span>o<span class="_3 blank"></span>s <span class="_3 blank"></span>ec<span class="_2 blank"> </span>o<span class="_3 blank"></span>n<span class="_3 blank"></span>ô<span class="_3 blank"></span>m<span class="_0 blank"></span>i<span class="_0 blank"></span>co-f<span class="_5 blank"> </span>i<span class="_0 blank"></span>n<span class="_3 blank"></span>ance<span class="_2 blank"> </span>i<span class="_4 blank"></span>ros <span class="ff5 ls4">\u2013</span> <span class="_2 blank"> </span>Co<span class="_3 blank"></span>m<span class="_0 blank"></span>po<span class="_0 blank"></span>rtam<span class="_3 blank"></span>e<span class="_2 blank"> </span>n<span class="_3 blank"></span>to<span class="_0 blank"></span> <span class="_2 blank"> </span>p<span class="_3 blank"></span>regre<span class="_2 blank"> </span>sso d<span class="_3 blank"></span>o<span class="_3 blank"></span> </div><div class="t m0 x5 h9 y86 ff3 fs4 fc3 sc0 ls1 ws1">cli<span class="_0 blank"></span>ent<span class="_3 blank"></span>e<span class="_2 blank"> </span> pera<span class="_2 blank"> </span>n<span class="_0 blank"></span>te<span class="_2 blank"> </span> <span class="_0 blank"></span>a<span class="_2 blank"> </span> <span class="_0 blank"></span>e<span class="_2 blank"> </span>m<span class="_3 blank"></span>p<span class="_3 blank"></span>res<span class="_2 blank"> </span>a<span class="_0 blank"></span> <span class="_2 blank"> </span>(RO<span class="_0 blank"></span>DRIG<span class="_0 blank"></span>U<span class="_2 blank"> </span>ES<span class="_3 blank"></span>,<span class="_0 blank"></span> <span class="_2 blank"> </span>2<span class="_3 blank"></span>0<span class="_3 blank"></span>1<span class="_0 blank"></span>2<span class="_5 blank"> </span>,<span class="_0 blank"></span> <span class="_2 blank"> </span>p<span class="_3 blank"></span>. <span class="_2 blank"> </span>5<span class="_3 blank"></span>4<span class="_3 blank"></span>).<span class="_5 blank"> </span> </div></div><div class="c x0 y87 w2 h4"><div class="t m0 x3 h5 y1a ff3 fs3 fc3 sc0 ls1 ws1"> </div></div><div class="c x4 y87 w3 h4"><div class="t m0 x5 h5 y1d ff3 fs3 fc3 sc0 ls1 ws1">D<span class="_2 blank"> </span> </div></div><div class="c x6 y87 w4 h4"><div class="t m0 x5 h5 y1d ff3 fs3 fc3 sc0 ls1 ws1">D<span class="_3 blank"></span>ados<span class="_3 blank"></span> Mac<span class="_2 blank"> </span>roec<span class="_3 blank"></span>o<span class="_5 blank"> </span>n<span class="_0 blank"></span>ô<span class="_1 blank"> </span>m<span class="_3 blank"></span>i<span class="_3 blank"></span>cos <span class="ff5 ws2">\u2013</span> Co<span class="_1 blank"> </span>m<span class="_4 blank"></span>po<span class="_5 blank"> </span>rt<span class="_3 blank"></span>a<span class="_5 blank"> </span>m<span class="_3 blank"></span>e<span class="_5 blank"> </span>n<span class="_0 blank"></span>t<span class="_3 blank"></span>o <span class="_5 blank"> </span>méd<span class="_5 blank"> </span>i<span class="_4 blank"></span>a <span class="_5 blank"> </span>t<span class="_3 blank"></span>e<span class="_5 blank"> </span>m<span class="_4 blank"></span>po<span class="_5 blank"> </span>rár<span class="_2 blank"> </span>i<span class="_3 blank"></span>a de per<span class="_2 blank"> </span>m<span class="_3 blank"></span>a<span class="_5 blank"> </span>n<span class="_0 blank"></span>ê<span class="_5 blank"> </span>n<span class="_0 blank"></span>c<span class="_5 blank"> </span>ia<span class="_3 blank"></span> <span class="_5 blank"> </span>n<span class="_0 blank"></span>a e<span class="_5 blank"> </span>m<span class="_4 blank"></span>p<span class="_1 blank"> </span>r<span class="_3 blank"></span>esa<span class="_3 blank"></span> <span class="_5 blank"> </span><span class="ff5 ws2">\u2013</span> <span class="_1 blank"> </span>R<span class="_0 blank"></span>e<span class="_1 blank"> </span>f<span class="_4 blank"></span>e<span class="_5 blank"> </span>rê<span class="_2 blank"> </span>n<span class="_0 blank"></span>c<span class="_5 blank"> </span>i<span class="_4 blank"></span>a<span class="_5 blank"> </span>s <span class="_1 blank"> </span>C<span class="_2 blank"> </span>om<span class="_4 blank"></span>e<span class="_2 blank"> </span>rc<span class="_5 blank"> </span>i<span class="_4 blank"></span>a<span class="_5 blank"> </span>is<span class="_3 blank"></span>.<span class="_5 blank"> </span> </div></div><div class="c x0 y88 w2 ha"><div class="t m0 x3 h5 y1a ff3 fs3 fc3 sc0 ls1 ws1"> </div></div><div class="c x4 y88 w3 ha"><div class="t m0 x5 h5 y1d ff3 fs3 fc3 sc0 ls1 ws1">E </div></div><div class="c x6 y88 w4 ha"><div class="t m0 x5 h5 y1d ff3 fs3 fc3 sc0 ls1 ws1">D<span class="_3 blank"></span>ados<span class="_3 blank"></span> do Sera<span class="_2 blank"> </span>sa -<span class="_2 blank"> </span> Inf<span class="_3 blank"></span>l<span class="_3 blank"></span>ação do p<span class="_2 blank"> </span>er<span class="_5 blank"> </span>í<span class="_4 blank"></span>odo -<span class="_5 blank"> </span> R<span class="_3 blank"></span>e<span class="_5 blank"> </span>fe<span class="_3 blank"></span>re<span class="_2 blank"> </span>n<span class="_0 blank"></span>c<span class="_5 blank"> </span>ia<span class="_3 blank"></span>s ba<span class="_2 blank"> </span>n<span class="_0 blank"></span>c<span class="_5 blank"> </span>ár<span class="_5 blank"> </span>i<span class="_4 blank"></span>a<span class="_5 blank"> </span>s.<span class="_1 blank"> </span> </div></div><div class="t m0 x1 h15 y89 ff6 fs4 fc3 sc0 ls1 ws1"> </div></div><div class="pi" data-data='{"ctm":[1.000000,0.000000,0.000000,1.000000,0.000000,0.000000]}'></div></div>
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