What is the correct alternative according to the text below? Amanda was a member of the collective health insurance of her company Minério S/A (Est...

What is the correct alternative according to the text below? Amanda was a member of the collective health insurance of her company Minério S/A (Estipulante), signed with the insurer Saúde Para Todos S/A. Due to several economic issues, the insurer decided to unilaterally terminate the collective health insurance contract with Minério S/A, since it was terminating the insurance for all its clients. About this situation and collective personal insurance, choose the CORRECT alternative:


a. As a result of the unilateral termination, Amanda may file a lawsuit for Saúde Para Todos S/A to provide her with an individual insurance under the same previous conditions, even if the insurer does not market the specific insurance.
b. In case of default on the installments by Minério S/A, the insurer Saúde Para Todos S/A could charge the outstanding amounts directly from Amanda.
c. The unilateral termination of the contract by the insurer is illegal and Amanda may file a lawsuit to maintain the collective insurance contract.
d. The unilateral termination of the contract by the insurer is legal and Amanda has no right to demand the maintenance of the collective insurance contract.