314 40.83 27.78 13.06 1,277.78 1.80 315 40.56 27.78 12.78 1,250.00 1.77 316 40.28 27.78 12.50 1,222.22 1.74 317 40.00 27.78 12.22 1,194.44 1.71 318 39.72 27.78 11.94 1,166.67 1.68 319 39.44 27.78 11.67 1,138.89 1.65 320 39.17 27.78 11.39 1,111.11 1.62 321 38.89 27.78 11.11 1,083.33 1.59 322 38.61 27.78 10.83 1,055.56 1.57 323 38.33 27.78 10.56 1,027.78 1.54 324 38.06 27.78 10.28 1,000.00 1.51 325 37.78 27.78 10.00 972.22 1.49 326 37.50 27.78 9.72 944.44 1.46 327 37.22 27.78 9.44 916.67 1.44 328 36.94 27.78 9.17 888.89 1.41 329 36.67 27.78 8.89 861.11 1.39 330 36.39 27.78 8.61 833.33 1.36 331 36.11 27.78 8.33 805.56 1.34 332 35.83 27.78 8.06 777.78 1.32 333 35.56 27.78 7.78 750.00 1.29 334 35.28 27.78 7.50 722.22 1.27 335 35.00 27.78 7.22 694.44 1.25 336 34.72 27.78 6.94 666.67 1.23 337 34.44 27.78 6.67 638.89 1.20 338 34.17 27.78 6.39 611.11 1.18 339 33.89 27.78 6.11 583.33 1.16 340 33.61 27.78 5.83 555.56 1.14 341 33.33 27.78 5.56 527.78 1.12 342 33.06 27.78 5.28 500.00 1.10 343 32.78 27.78 5.00 472.22 1.08 344 32.50 27.78 4.72 444.44 1.06 345 32.22 27.78 4.44 416.67 1.04 346 31.94 27.78 4.17 388.89 1.02 347 31.67 27.78 3.89 361.11 1.00 348 31.39 27.78 3.61 333.33 0.98 349 31.11 27.78 3.33 305.56 0.97 350 30.83 27.78 3.06 277.78 0.95 351 30.56 27.78 2.78 250.00 0.93 352 30.28 27.78 2.50 222.22 0.91 353 30.00 27.78 2.22 194.44 0.89 354 29.72 27.78 1.94 166.67 0.88 355 29.44 27.78 1.67 138.89 0.86 356 29.17 27.78 1.39 111.11 0.84 357 28.89 27.78 1.11 83.33 0.83 358 28.61 27.78 0.83 55.56 0.81 359 28.33 27.78 0.56 27.78 0.80 360 28.06 27.78 0.28 0.00 0.78 Comparação Prestações Amortização Juros Valor Presente Tempo Valor Sistema SAC Saldo Devedor Valor a Emprestar Líquido 10000 Número de Períodos 360 Taxa de Juros 1.00% 100 Valor Emprestado $10,101.01 Taxa Efetiva 1.01% t Prestação Amortização Juros Saldo Devedor Presente 0 $(101.01) * 101.010 $10,101.01 0.0 1 $103.80 $2.81 $100.98 $10,098.20 $102.76 2 $103.80 $2.84 $100.95 $10,095.36 $101.73 3 $103.80 $2.87 $100.92 $10,092.48 $100.71 4 $103.80 $2.90 $100.90 $10,089.59 $99.71 5 $103.80 $2.93 $100.87 $10,086.66 $98.71 6 $103.80 $2.96 $100.84 $10,083.70 $97.72 7 $103.80 $2.99 $100.81 $10,080.71 $96.74 8 $103.80 $3.02 $100.78 $10,077.69 $95.78 9 $103.80 $3.05 $100.75 $10,074.64 $94.82 10 $103.80 $3.08 $100.72 $10,071.56 $93.87 11 $103.80 $3.11 $100.68 $10,068.45 $92.93 12 $103.80 $3.14 $100.65 $10,065.31 $92.00 13 $103.80 $3.17 $100.62 $10,062.14 $91.08 14 $103.80 $3.21 $100.59 $10,058.93 $90.17 15 $103.80 $3.24 $100.56 $10,055.69 $89.27 16 $103.80 $3.27 $100.52 $10,052.42 $88.38 17 $103.80 $3.30 $100.49 $10,049.12 $87.49 18 $103.80 $3.34 $100.46 $10,045.78 $86.62 19 $103.80 $3.37 $100.42 $10,042.41 $85.75 20 $103.80 $3.41 $100.39 $10,039.00 $84.89 21 $103.80 $3.44 $100.36 $10,035.56 $84.05 22 $103.80 $3.47 $100.32 $10,032.09 $83.21 23 $103.80 $3.51 $100.29 $10,028.58 $82.37 24 $103.80 $3.54 $100.25 $10,025.04 $81.55 25 $103.80 $3.58 $100.21 $10,021.45 $80.73 26 $103.80 $3.62 $100.18 $10,017.84 $79.93 27 $103.80 $3.65 $100.14 $10,014.18 $79.13 28 $103.80 $3.69 $100.10 $10,010.49 $78.34 29 $103.80 $3.73 $100.07 $10,006.77 $77.55 30 $103.80 $3.77 $100.03 $10,003.00 $76.78 31 $103.80 $3.80 $99.99 $9,999.20 $76.01 32 $103.80 $3.84 $99.95 $9,995.36 $75.25 33 $103.80 $3.88 $99.91 $9,991.48 $74.50 34 $103.80 $3.92 $99.88 $9,987.56 $73.75 35 $103.80 $3.96 $99.84 $9,983.60 $73.01 36 $103.80 $4.00 $99.80 $9,979.60 $72.28 37 $103.80 $4.04 $99.76 $9,975.56 $71.56 38 $103.80 $4.08 $99.71 $9,971.48 $70.85 39 $103.80 $4.12 $99.67 $9,967.36 $70.14 40 $103.80 $4.16 $99.63 $9,963.19 $69.44 41 $103.80 $4.21 $99.59 $9,958.99 $68.74 42 $103.80 $4.25 $99.55 $9,954.74 $68.05 43 $103.80 $4.29 $99.50 $9,950.45 $67.37 44 $103.80 $4.33 $99.46 $9,946.11 $66.70 45 $103.80 $4.38 $99.42 $9,941.74 $66.03 46 $103.80 $4.42 $99.37 $9,937.31 $65.37 47 $103.80 $4.47 $99.33 $9,932.85 $64.72 48 $103.80 $4.51 $99.28 $9,928.34 $64.07 49 $103.80 $4.56 $99.24 $9,923.78 $63.43 50 $103.80 $4.60 $99.19 $9,919.17 $62.80 51 $103.80 $4.65 $99.15 $9,914.52 $62.17 52 $103.80 $4.70 $99.10 $9,909.83 $61.55 53 $103.80 $4.74 $99.05 $9,905.08 $60.93 54 $103.80 $4.79 $99.00 $9,900.29 $60.32 55 $103.80 $4.84 $98.95 $9,895.45 $59.72 56 $103.80 $4.89 $98.91 $9,890.56 $59.12 57 $103.80 $4.94 $98.86 $9,885.62 $58.53 58 $103.80 $4.99 $98.81 $9,880.63 $57.95 59 $103.80 $5.04 $98.76 $9,875.59 $57.37 60 $103.80 $5.09 $98.71 $9,870.50 $56.79 61 $103.80 $5.14 $98.65 $9,865.36 $56.22 62 $103.80 $5.19 $98.60 $9,860.17 $55.66 63 $103.80 $5.25 $98.55 $9,854.92 $55.11 64 $103.80 $5.30 $98.50 $9,849.62 $54.55 65 $103.80 $5.35 $98.44 $9,844.27 $54.01 66 $103.80 $5.41 $98.39 $9,838.86 $53.47 67 $103.80 $5.46 $98.33 $9,833.40 $52.93 68 $103.80 $5.52 $98.28 $9,827.89 $52.40 69 $103.80 $5.57 $98.22 $9,822.31 $51.88 70 $103.80 $5.63 $98.17 $9,816.69 $51.36 71 $103.80 $5.69 $98.11 $9,811.00 $50.85 72 $103.80 $5.74 $98.05 $9,805.26 $50.34 73 $103.80 $5.80 $97.99 $9,799.46 $49.84 74 $103.80 $5.86 $97.94 $9,793.60 $49.34 75 $103.80 $5.92 $97.88 $9,787.68 $48.84 76 $103.80 $5.98 $97.82 $9,781.70 $48.36 77 $103.80 $6.04 $97.76 $9,775.66 $47.87 78 $103.80 $6.10 $97.70 $9,769.56 $47.39 79 $103.80 $6.16 $97.63 $9,763.40 $46.92 80 $103.80 $6.22 $97.57 $9,757.18 $46.45 81 $103.80 $6.29 $97.51 $9,750.89 $45.99 82 $103.80 $6.35 $97.45 $9,744.54 $45.53 83 $103.80 $6.41 $97.38 $9,738.13 $45.07 84 $103.80 $6.48 $97.32 $9,731.65 $44.62 85 $103.80 $6.54 $97.25 $9,725.11 $44.17 86 $103.80 $6.61 $97.18 $9,718.50 $43.73 87 $103.80 $6.68 $97.12 $9,711.82 $43.30 88 $103.80 $6.74 $97.05 $9,705.07 $42.86 89 $103.80 $6.81 $96.98 $9,698.26 $42.43 90 $103.80 $6.88 $96.91 $9,691.38 $42.01 91 $103.80 $6.95 $96.84 $9,684.43 $41.59 92 $103.80 $7.02 $96.77 $9,677.41 $41.17 93 $103.80 $7.09 $96.70 $9,670.32 $40.76 94 $103.80 $7.16 $96.63 $9,663.15 $40.35 95 $103.80 $7.24 $96.56 $9,655.92 $39.95 96 $103.80 $7.31 $96.49 $9,648.61 $39.55 97 $103.80 $7.38 $96.41 $9,641.22 $39.16 98 $103.80 $7.46 $96.34 $9,633.77 $38.76 99 $103.80 $7.53 $96.26 $9,626.23 $38.38 100 $103.80 $7.61 $96.19 $9,618.62 $37.99 101 $103.80 $7.69 $96.11 $9,610.94 $37.61 102 $103.80 $7.76 $96.03 $9,603.17 $37.24 103 $103.80 $7.84 $95.95 $9,595.33 $36.86 104 $103.80 $7.92 $95.87 $9,587.41 $36.50 105 $103.80 $8.00 $95.79 $9,579.41 $36.13 106 $103.80 $8.08 $95.71 $9,571.33 $35.77 107 $103.80 $8.16 $95.63 $9,563.16 $35.41 108 $103.80 $8.25 $95.55 $9,554.92 $35.06 109 $103.80 $8.33 $95.47 $9,546.59 $34.71 110 $103.80 $8.41 $95.38 $9,538.18 $34.36 111 $103.80 $8.50 $95.30 $9,529.68 $34.02 112 $103.80 $8.58 $95.21 $9,521.09 $33.68 113 $103.80 $8.67 $95.12 $9,512.42 $33.34 114 $103.80 $8.76 $95.04 $9,503.66 $33.01 115 $103.80 $8.85 $94.95 $9,494.82 $32.68 116 $103.80 $8.94 $94.86 $9,485.88 $32.35 117 $103.80 $9.03 $94.77 $9,476.85 $32.03 118 $103.80 $9.12 $94.68 $9,467.73 $31.71 119 $103.80 $9.21 $94.59 $9,458.52 $31.39 120 $103.80 $9.30 $94.49 $9,449.22 $31.07 121 $103.80 $9.40 $94.40 $9,439.82 $30.76 122 $103.80 $9.49 $94.30 $9,430.33 $30.46 123 $103.80 $9.59 $94.21 $9,420.75 $30.15 124 $103.80 $9.68 $94.11 $9,411.06 $29.85 125 $103.80 $9.78 $94.01 $9,401.28 $29.55 126 $103.80 $9.88 $93.91 $9,391.40 $29.26 127 $103.80 $9.98 $93.81 $9,381.42 $28.96 128 $103.80 $10.08 $93.71 $9,371.33 $28.67 129 $103.80 $10.18 $93.61 $9,361.15 $28.39 130 $103.80 $10.29 $93.51 $9,350.86 $28.10 131 $103.80 $10.39 $93.40 $9,340.47 $27.82 132 $103.80 $10.50 $93.30 $9,329.98 $27.54 133 $103.80 $10.60 $93.19 $9,319.38 $27.27 134 $103.80 $10.71 $93.09 $9,308.67 $27.00 135 $103.80 $10.82 $92.98 $9,297.85 $26.73 136 $103.80 $10.93 $92.87 $9,286.92 $26.46 137 $103.80 $11.04 $92.76 $9,275.89 $26.19 138 $103.80 $11.15 $92.65 $9,264.74 $25.93 139 $103.80 $11.26 $92.53 $9,253.48 $25.67 140 $103.80 $11.37 $92.42 $9,242.11 $25.42 141 $103.80 $11.49 $92.31 $9,230.62 $25.16 142 $103.80 $11.61 $92.19 $9,219.01 $24.91 143